H.R. 2978GUARD Act

1 recorded actionWhat the measure does Read on Congress.gov

Sponsor: Zachary Nunn [R-IA-03]
Cosponsors: 54 · 30 Republicans · 24 Democrats
Policy area: Crime and Law Enforcement
Committees: Judiciary Committee, Financial Services Committee
Latest action: Sep 16, 2026 · Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.

IntroducedApr 21, 2025
Passed the HouseSep 15, 2026
Passed the SenateNot yet reached
Sent to the PresidentNot yet reached
Became lawNot yet reached

What the measure doesCRS summary

This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment.

The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.

Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.

Written by the nonpartisan Congressional Research Service, describing H.R. 2978 as reported to House on Jun 24, 2026. It is not the text of the measure; a later amendment may have changed what it does.

How every member votedHouse roll call 301

House Sep 15, 2026

On Motion to Suspend the Rules and Pass, as Amended

GUARD Act

Passed · Two-thirds required

414 Yea 7 Nay 12 not voting

Crossed both parties 7 of 421 voting members broke with their own party: 7 Republicans.

Open the official roll call

How the chamber split

One dot per member. Select a seat or a bar to filter the list.

DemocratsIndependentsRepublicansFilled: YeaRing: NayGrey: not voting or present

By party select a segment to filter

All members433 members

Democratic214 members

Independent1 member

Republican218 members

marks half of the votes cast. A party’s majority is the side most of its voting members took.

Cosponsors54 · 30 Republicans · 24 Democrats

Signing on is not a vote: a member can cosponsor H.R. 2978 and vote against it. 2 signed when it was filed.

Loading the public record

Who lobbied on H.R. 297817 organizations

Organizations that named H.R. 2978 in a lobbying disclosure. Only those that cited the bill by number appear, so this is a floor, not a full list.

BLOCKCHAIN ASSOCIATIONfiled by BLOCKCHAIN ASSOCIATION, GOLDSTEIN POLICY SOLUTIONS LLCIts PAC: Blockchain Association PAC

Banking · Financial Institutions/Investments/Securities · Taxation/Internal Revenue Code · Homeland Security6 filings · 2nd Quarter (Apr 1 - June 30) 2025Filing

CONSUMER BANKERS ASSOCIATIONIts PAC: Consumer Bankers Association PAC

Banking6 filings · 3rd Quarter (July 1 - Sep 30) 2026Filing

FEDERAL HALL POLICY ADVISORS, LLC ON BEHALF OF DEFI EDUCATION FUNDfiled by GOLDSTEIN POLICY SOLUTIONS LLC

Financial Institutions/Investments/Securities6 filings · 3rd Quarter (July 1 - Sep 30) 2026Filing

INSURED RETIREMENT INSTITUTEIts PAC: Insured Retirement Institute PAC

Insurance · Retirement · Taxation/Internal Revenue Code · Financial Institutions/Investments/Securities6 filings · 3rd Quarter (July 1 - Sep 30) 2026Filing

CAPITAL ONE FINANCIAL CORPORATIONIts PAC: Capital One Financial Corp. Assoc. Political Fund

Taxation/Internal Revenue Code · Banking · Financial Institutions/Investments/Securities · Economics/Economic Development +1 more5 filings · 3rd Quarter (July 1 - Sep 30) 2026Filing

AARP

Medicare/Medicaid · Health Issues · Pharmacy · Family issues/Abortion/Adoption +14 more4 filings · 1st Quarter (Jan 1 - Mar 31) 2026Filing

SOLANA POLICY INSTITUTE

Financial Institutions/Investments/Securities · Banking · Taxation/Internal Revenue Code3 filings · 3rd Quarter (July 1 - Sep 30) 2025Filing

AMERICAN BANKERS ASSOCIATIONIts PAC: American Bankers Association PAC

Accounting · Agriculture · Banking · Bankruptcy +13 more2 filings · 3rd Quarter (July 1 - Sep 30) 2026Filing

AMERICAN FINTECH COUNCILIts PAC: American Fintech Council PAC

Banking · Financial Institutions/Investments/Securities · Housing2 filings · 3rd Quarter (July 1 - Sep 30) 2026Filing

DEFI EDUCATION FUNDfiled by GOLDSTEIN POLICY SOLUTIONS LLC

Financial Institutions/Investments/Securities · Taxation/Internal Revenue Code · Homeland Security2 filings · 3rd Quarter (July 1 - Sep 30) 2025Filing

51 disclosures name this measure. Retrieved from LDA.gov on 2026-10-25. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.