$3.3M raised, $3.7M spent, $1.8M cash on hand (through Oct 14, 2026). Where it comes from
Who funds it
81% in transfers from related committees · 14% from donors giving over $200 · largest donor Texas Bankers Association-Bankers PAC, $310K. See who funds it
Where it goes
$3.3M given to candidates and committees, the largest to National Republican Congressional Committee ($60K) · 59% of its support to Republicans, 37% to Democrats. See where it goes
Lobbying
American Bankers Association's Card Policy Council lobbied on 8 issues. See lobbying
Its wordsWhat does this committee say it is for?
Why this committee exists In its own words
“A strong banking system leads to economic opportunity and brighter futures for all. ABA advocates for pro-growth policies that support America’s banks on their mission to help customers and communities thrive.”
American Bankers Association PAC, on its own site, aba.com
CauseTaxes and economic policyDescribes itself as “pro-growth”
Quoted from the committee's site, or its sponsor's or funder's where its own says nothing. The statement is filed under topics from a fixed list, chosen by AI models when two of three agree; which side it takes is in its own words.
31 priorities from the committee’s own site, in the order they are listed there. Every heading and the text under it is copied exactly, as one passage for each page it is from, and links to that place on the page; hover a source to see which passage it opens.
31 priorities · 4 parts · 115 quoted statements
A strong banking system leads to economic opportunity and brighter futures for all.
ABA supports commonsense policies that solve marketplace and regulatory issues surrounding innovation, liquidity, student debt, charter flexibility and more.
ABA supports commonsense policies that allow banks of all sizes to better serve their customers and communities.
Congress, the administration and bank regulators have wide-ranging opportunities to solve marketplace and regulatory issues ranging from innovation, liquidity, student debt, charter flexibility and beyond.
America’s banks drive economic growth and well-being across the communities they serve—supporting the diverse needs of individuals and businesses with a range of services.
To help ensure a dynamic banking industry, now and in the future, ABA is focused on the following policy priorities:
Banks exist to invest in their communities and policymakers can bolster those investments by supporting bank efforts to inject needed capital into rural and underserved areas.
Policymakers can help mitigate the impact of regulatory proposals that will reduce access to affordable credit and undermine the dynamism and diversity of our banking system.
Bank supervision is critical for a safe and sound banking system, but government intervention in banking—through price controls, unevenly applied subsidies or direct competition—creates unintended consequences.
America’s banks are key to economic prosperity across the country—supporting small businesses, revitalizing neighborhoods, and building wealth for American families.
As cornerstones of their local economies, banks can help ensure that every American has a truly equal opportunity to prosper.
Advocating for pro-growth tax policy, including a competitive corporate tax rate and an extension of the Section 199A pass-through deduction, to stimulate investments that will increase opportunities for all Americans.
Preserving Main Street access to credit and capital
Throughout the last several years, bank regulators have proposed and finalized regulations that will harm the stability of the financial system, hinder growth in underserved communities, and make affordable credit less accessible.
In addition to undermining the dynamism and diversity of our banking system, such regulations affect consumers and communities throughout the United States.
Extending supervisory authority over nonbank small business lenders and working to repeal the CFPB’s misguided small business lending data collection and reporting rule.
Ensuring bank-like rules apply to all bank-like activities to establish a level playing field and minimize regulatory distortions within the financial services market
Government oversight of the financial services sector is critical to maintaining a safe and sound banking system, but direct government intervention in banking—whether through price controls, unevenly applied subsidies or direct competition with private companies—distorts the financial services market and can create unintended consequences.
Ensuring fair treatment across banks of all sizes and reducing reliance on the systemic risk exemption by giving the FDIC the authority and flexibility it needs to enable timely responses during crises.
Having a bank is a foundational element of long-term financial well-being and a more fair economy.
To ensure that more individuals have the advantages of a bank account, ABA is working with policymakers to help dismantle the remaining impediments to bank account access, which disproportionately affect low-income households and communities of color.
The banking industry continues to embrace new technologies and innovative approaches to provide checking, saving and money market accounts to unbanked individuals.
ABA supports policy initiatives that create equitable, sustainable affordable housing opportunities—both homeownership and rental—in all communities through public-private partnerships and targeted community investments.
We encourage policymakers to take a holistic approach to affordable housing by supporting several measures that address different pieces of the housing and development puzzle and help build thriving, livable communities.
ABA has long supported making the regulatory processes and standards for bank mergers clear and transparent so that regulators can make timely, efficient decisions on mergers.
Regulators should ensure that the scope of required application information is tailored to each bank’s specific circumstances, and mergers should not be evaluated based on arbitrary asset thresholds.
Instead, we call on regulators to consider holistically financial, competitive, managerial and other relevant factors involving banks of any size.
America’s banks play a critical role in the fight against financial crime, money laundering, and terrorist financing.
ABA has long supported these efforts by banks to protect the U.S. financial system from bad actors, with an emphasis on making the system more efficient and effective in providing information to law enforcement.
ABA supports cohesive tax policies that increase economic growth, increase fairness and decrease administrative complexity.
Banks deploy significant capital to serve their customers and communities and, accordingly, generate book and taxable income that is subject to tax provisions in each of the jurisdictions where they operate.
According to a 2019 EY study, the banking industry has a higher average effective tax rate (ETR) than most other industries in the U.S.
ABA is also strongly opposed to bank-specific taxes.
Currently, forty-seven states have legalized some form of medical cannabis.
Banks face challenges when offering banking services to state-authorized cannabis-related businesses.
Although almost all states have now legalized medical cannabis in some form, it remains illegal under federal law to manufacture, distribute, or dispense cannabis.
The federal government therefore still considers the proceeds of cannabis-related transactions to be generated by illegal activity.
Banks must abide by both state and federal law.
However, no final legislation has been adopted.
Proposals to Reschedule Marijuana https://www.dea.gov/notice-proposed-rulemaking-nprm
CRS Report on the 2025 marijuana law changes https://www.congress.gov/crs-product/IN12620
Who it gives toWhich candidates and committees get its money?
Each part reads different filings, so counts and totals can differ.
Party support distribution$2.2M to 376 candidates
Direct PAC contributions and independent expenditures explicitly reported as support, by the party of the candidate they went to.
For candidates $2,186,500
Republican 59%Democratic 37%
Support by the party of the candidate
Party of the candidate
Candidates
Direct
Independent
Amount
Share
Republican
197
$1,291,000
$0
$1,291,000
59%
Democratic
156
$802,000
$0
$802,000
37%
Other or unresolved
23
$93,500
$0
$93,500
4.3%
Shown support
376
$2,186,500
$0
$2,186,500
100%
Contributions are reported money, not endorsements; a PAC giving to both parties is common.
Who this PAC gave to$3,277,919 in 1,414 payments
Every contribution on line 23 of the committee’s own Schedule B, which is the filing its summary totals are built from. That line covers federal candidates, party committees and other political committees alike, so a super PAC funding other super PACs appears here rather than under candidate giving.
By recipient
Line 23 contributions by kind and party of recipient
Recipient
Count
Amount
Democratic candidates
157
$812K · 25%
Republican candidates
195
$1.3M · 39%
Other or unresolved candidates
25
$106K · 3.2%
Democratic party committees
2
$120K · 3.7%
Republican party committees
1
$60K · 1.8%
Other PACs and committees
124
$902.5K · 28%
All recipients
504
$3.3M
By the candidate’s state
Contributions to candidates by the candidate’s state
State
Candidates
Amount
California
33
$178.5K
Texas
26
$149K
Florida
25
$126.5K
New York
19
$114K
Illinois
17
$96.5K
Pennsylvania
14
$90K
Ohio
15
$89K
Show candidate activity and the money network
Candidate and election activity as the recipients filed it
Money inWho funds the PAC?
Where the money came from $3,342,581 reported receipts
TransfersMoney moved in from affiliated committees.$2,704,25081%
Itemized (over $200)Donors who have given more than $200 this cycle, so the FEC itemizes (names) them.$457,24614%
Largest donors
Scott E. Latham2 contributions, latest Jul 9, 2026 · PRESIDENT AND CHIEF EXECUTIVE OFFICER · ALABAMA BANKERS ASSOCIATION, INC. · MONTGOMERY, AL$10,000
Susan Sturm2 contributions, latest Jul 9, 2026 · CHIEF FINANCIAL OFFICER · ANB BANK · COLORADO SPRINGS, CO$10,000
Naomi Camper18 contributions, latest Apr 2, 2026 · CHIEF POLICY OFFICER · AMERICAN BANKERS ASSOCIATION (ABA) · WASHINGTON, DC$9,998
K. Wayne Wicker2 contributions, latest Jun 2, 2026 · CHIEF EXECUTIVE OFFICER & CHAIRMAN · SOUTH ATLANTIC BANK · MYRTLE BEACH, SC$8,000
Jackson Hataway3 contributions, latest Feb 23, 2026 · JEFFERSON CITY, MO$7,500
Jess G. Sharp24 contributions, latest Aug 31, 2026 · EVP, ADVOCACY AND INNOVATION · AMERICAN BANKERS ASSOCIATION (ABA) · WASHINGTON, DC$7,329
Kevin A. McKechnie21 contributions, latest Aug 31, 2026 · EXECUTIVE DIRECTOR, ABA HEALTH SAVINGS · AMERICAN BANKERS ASSOCIATION (ABA) · WASHINGTON, DC$6,330
Rob Nichols21 contributions, latest Aug 31, 2026 · PRESIDENT AND CHIEF EXECUTIVE OFFICER · AMERICAN BANKERS ASSOCIATION (ABA) · WASHINGTON, DC$6,330
Heather H. Hodges2 contributions, latest May 30, 2026 · SENIOR VICE PRESIDENT, MEMBER SALES & · AMERICAN BANKERS ASSOCIATION (ABA) · WASHINGTON, DC$6,300
Laena Fallon2 contributions, latest Apr 14, 2026 · CHIEF OF STAFF · AMERICAN BANKERS ASSOCIATION (ABA) · WASHINGTON, DC$5,000
Jeffrey T. Kanger2 contributions, latest Aug 31, 2026 · PRESIDENT · FIRST STATE BANK NEBRASKA · LINCOLN, NE$5,000
A donor who gave several times appears once. The 12 largest donors by total given are listed. In all, 1,339 itemized contributions were filed this cycle, totaling $432.3K. FEC contributor lists are public records and cannot be used for commercial solicitation.
PACs and other committeesPolitical action committees and other candidates' committees.$85,5002.6%
The 2 largest committees by total given are listed. Counted from the givers' own filings, which can run above the total this committee reports. Here they come to $298K, more than the $85.5K this committee's own reports show on the line.
Unitemized ($200 or less)Donors who have given $200 or less this cycle, so the FEC does not itemize (name) them.$59,0041.8%
Refunds and rebatesMoney coming back to the committee: rebates and refunds of what it spent, contributions it made that were returned, and loans it made that were repaid.$36,5811.1%
Total reported receipts $3,342,581
Every dollar the committee reported receiving this cycle, split by the source the FEC filing attributes it to. Open a source marked + to see who gave. FEC filings through Oct 14, 2026.
Who donated: where they live, their employers and jobs
Where the donors live $432,329 placed by state
Loading the map
Tap or hover over a state, or focus the map and use the arrow keys, to read its total. Ctrl or ⌘ and scroll to zoom.
under $5K
$5K+
$20.1K+
$45.2K+
$80.4K+
none
Top states
Top donor states
Name
Amount
District of Columbia831 contributions · 29%
$125,560
Colorado18 contributions · 5.1%
$22,160
Texas
SpendingWhere does the money go?
How the spending splits $3,746,000 reported
Contributions to candidates and other committeesMoney given to federal candidates, party committees and other PACs.$3,736,00099.7%
Paid to
National Republican Congressional Committee2 payments · latest Jan 30, 2026 · CONTRIBUTION$60,000
Pennsylvania Honor4 payments · latest Aug 19, 2026 · CONTRIBUTION$10,000
Contribution refundsMoney returned to the people and committees that gave it.$10,0000.3%
Paid to
Webster Bank PAC1 payment · latest Aug 20, 2026 · CONTRIBUTION REFUND TO COMMITTEE$5,000
Total reported disbursements $3,746,000
Every dollar this committee reported spending this cycle, split by the lines it reports against. Open a line to see who was actually paid on it. FEC filings through Oct 14, 2026.
What the payments were for $3,394,419 itemized
Given to othersContributions to other candidates, party committees, and PACs.$3,277,91997%
Filed as
CONTRIBUTION$3,277,919
Paid to
National Republican Congressional Committee$60,000
TransfersMoney moved to an affiliated or authorised committee.$111,5003.3%
Filed as
TRANSFER TO AFFILIATED COMMITTEE$111,500
Paid to
Tried-and-True PAC$5,000
Gaines for Congress$4,000
Fighting for South Texas PAC$2,500
Fostering Progress PAC$2,500
Fund for America's Future$2,500
Mario Diaz-Balart for Congress
Spending over time
$3.7M spent from Jan 2025 to Oct 2026. Most in one report: $342.5K, March 2025.
$3.7M
Jan 2025Oct 2026
The running total of what the committee’s FEC reports say it spent, independent expenditures included, with a point at the end of each report. The line is straight between reports because a report gives one total for its whole period.
1333 NEW HAMPSHIRE AVENUE, NWSUITE 700WASHINGTON, DC, 20036
Audits and penalties
None published by the FEC
LobbyingWhat does its sponsor lobby on?
What American Bankers Association's Card Policy Council lobbies on 2026 reports
Besides giving through its PAC, American Bankers Association's Card Policy Council pays lobbyists to press Congress and federal agencies. Each quarter it, or a firm it hires, files a public report under the Lobbying Disclosure Act saying which topics it worked on, what it spent, and whom it contacted. This is what those reports say.
Spent on lobbying in 2026
$9.8M
Quarterly reports read
55
Bills it named
138
Topics it lobbied on
Each report files its work under official topics. The bar shows how often each topic came up across the reports; open one to read what was filed under it. Naming a bill says the organization lobbied on it, not which side it took.
Bankingin 32 report entries · 85 bills named
In its own words
H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S. 2019 / H.R. 4936, Taskforce for Recognizing and Averting Payment Scams Act, or TRAPS Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R. 9331, the Strengthening Transaction Oversight Preventing (STOP) Payments Fraud Act H.R. 9471/S. 4942, the Secure and Fair Enforcement Banking Act (SAFE Banking Act) of 2026 H.R. 8395, the Payments Access and Consumer Efficiency (PACE) Act H.R. 7866 / S. 3889, American Lending Fairness Act of 2026 H.R. 9668, the Safeguarding Transactions to Outpace Predatory (STOP) Senior Fraud Act
H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S.2019 - Task Force for Recognizing and Averting Payments Scams (TRAPS) Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R. 9331, the Strengthening Transaction Oversight Preventing (STOP) Payments Fraud Act H.R. 9471/S. 4942, the Secure and Fair Enforcement Banking Act (SAFE Banking Act) of 2026 H.R. 8395, the Payments Access and Consumer Efficiency (PACE) Act
H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S.2019 - Task Force for Recognizing and Averting Payments Scams (TRAPS) Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act
Issues pertaining to the implementation of PL 119-4 FY 2025 Full-Year Continuing Appropriations and Extensions Act, Title VI Financial Services and General Government Appropriations, all provisions relating to credit card interchange.
Issues pertaining to the implementation of PL 119-21 One Big Beautiful Bill Act, all provisions relating to the Credit Card Competition Act.
S 381/HR 1944 10 Percent Credit Card Interest Rate Cap Act, all provisions.
S 919 Guiding and Estimating National Innovation for US Stablecoins Act of 2025, all provisions relating to payments.
S 3623 Credit Card Competition Act of 2026, all provisions.
Issues pertaining to the SNAP program.
S 4784 An original bill to authorize appropriations for fiscal year 2027 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes / HR 8800 National Defense Authorization Act for Fiscal Year 2027, all provisions relating to electronic payments.
Issues pertaining to interest rate caps, credit reporting, credit card interchange rates, routing and exclusivity, Honor All Cards, and regulation of electronic platforms.
Issues pertaining to Federal Reserve Regulation II, all provisions relating to modifying debit and interchange fees and routing requirements.
Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions and regulations.
S 2296 National Defense Authorization Act for Fiscal Year 2026, all provisions and amendments relating to electronic payments or interchange.
HR 3633 Digital Asset Market Clarity Act, all provisions.
S 3660 Credit Card Fairness Act, all provisions.
Issues pertaining to the Credit Card Competition Act (no bill number), all provisions.
Issues pertaining to the Fiscal Year 2026 National Defense Authorization Act (no bill number), all provisions relating to electronic payments.
Taxation/Internal Revenue Codein 23 report entries · 20 bills named
In its own words
Credit Union Tax and Charter Issues Tax Cuts and Jobs Act Program Extensions 199A Deduction for Qualified Business Income Federal Corporate Tax Rate Opposition to a National Bank Tax Section 899-related tax issues Opposition to taxes on remittance transfers Strengthening the Low-Income Housing Tax Credit (LIHTC) H.R. 1, One Big Beautiful Bill Act (OBBB Act) S.1605, International Competition for American Jobs Act Restoring deductibility for FDIC premiums The Digital Asset Protection, Accountability, Regulation, Innovation, Taxation, and Yields (PARITY) Act H.R. 9383, the Small Business and Consumer Credit Act H.R. 9178, the Less Tax Paperwork for Digital Asset Owners Act H.R. 9175, the Tax Clarity for Mining and Staking Act H.R. 9173, the Charitable Deductions for Digital Asset Donations Act H.R. 9176, the Providing Analogous Rules for Digital Assets Act H.R. 9174, the Digital Assets Voluntary Disclosure Program Act H.R. 9172, the Applying Existing Tax Anti-Abuse Rules to Digital Assets Act S. 3931, the Taxpayer Assistance and Service Act or the TAS Act.
Credit Union Tax and Charter Issues H.R. 703/S. 213, the Main Street Tax Certainty Act Tax Cuts and Jobs Act Program Extensions 199A Deduction for Qualified Business Income Federal Corporate Tax Rate Opposition to a National Bank Tax Section 899-related tax issues Opposition to taxes on remittance transfers Strengthening the Low-Income Housing Tax Credit (LIHTC) Permanency for extending an Enhanced Estate Tax Exemption S.1605, International Competition for American Jobs Act Restoring deductibility for FDIC premiums The Digital Asset Protection, Accountability, Regulation, Innovation, Taxation, and Yields (PARITY) Act H.R. 9383, the Small Business and Consumer Credit Act H.R. 9178, the Less Tax Paperwork for Digital Asset Owners Act H.R. 9175, the Tax Clarity for Mining and Staking Act H.R. 9173, the Charitable Deductions for Digital Asset Donations Act H.R. 9176, the Providing Analogous Rules for Digital Assets Act H.R. 9174, the Digital Assets Voluntary Disclosure Program Act H.R. 9172, the Applying Existing Tax Anti-Abuse Rules to Digital Assets Act
Financial Institutions/Investments/Securitiesin 18 report entries · 4 bills named
In its own words
SEC Good Governance Reform H.R. 2441, the Improving Disclosures for Investors Act of 2025 H.R. 1469, the Senior Security Act H.R. 9329, SEC Reform and Restructuring Act
SEC Good Governance Reform H.R. 2441, the Improving Disclosures for Investors Act of 2025 H.R. 1469, the Senior Security Act
Issues related to payments regulation and consumer credit; Issues related to interest on reserve balances.
The Capping Credit Card Interest Rates Act (S.2760): Issues related to interest rates.
Legislative and regulatory issues impacting the banking industry.
Issues related to payments regulation and consumer credit.
Budget/Appropriationsin 11 report entries · 2 bills named
In its own words
Legislative and regulatory issues impacting the banking industry. FY2027 Financial Services and General Government Appropriations Act (H.R.8495); monitoring issues related to the banking and payments industry.
Community Development Financial Institutions Fund and Bank Enterprise Award Program FY2026 / 2027 Financial Services and General Government Appropriations for FY 2026 / 2027
Community Development Financial Institutions Fund and Bank Enterprise Award Program FY2026 / 2027 Financial Services and General Government Appropriations for FY2026 / 2027
The FY2026 Financial Services and General Government Appropriations Act (No Bill Number): General monitoring of issues related to banking and the payments industry.
The FY2027 Financial Services and General Government Appropriations Act (H.R. 9496): General monitoring of issues related to banking and the payments industry.
The FY2027 Financial Services and General Government Appropriations Act (H.R.8495): General monitoring of issues related to banking and the payments industry.
Issues related to farm finance, crop insurance, direct and guarantee loans, beginning farmer and rancher programs, farm bill incl H.R.7567;
S.899, H.R.1991 Producer and Agricultural Credit Enhancement Act of 2025, H.R. 6720.
Issues related to rural housing.
Issues related to farm finance, crop insurance, direct and guarantee loans, beginning farmer and rancher programs, farm bill (H.R.7567); S.899, H.R.1991 Producer and Agricultural Credit Enhancement Act of 2025, HR 6720
Farm Credit System H.R. 1822/ S. 838, Access to Credit for our Rural Economy (ACRE) Act of 2025 H.R. 7567, the Farm, Food, and National Security Act of 2026, commonly known as the 2026 Farm Bill Rural housing issues
Farm Credit System H.R. 1822/ S. 838, Access to Credit for our Rural Economy (ACRE) Act of 2025 H.R. 7567, the Farm, Food, and National Security Act of 2026, commonly known as the 2026 Farm Bill
high deductible health insurance plans, health savings accounts
Issues related to Health Savings Accounts.
Offices it contacted
HOUSE OF REPRESENTATIVES
SENATE
Centers For Medicare and Medicaid Services (CMS)
Natl Economic Council (NEC)
Insurancein 6 report entries · 8 bills named
In its own words
S.128, Primary Care Enhancement Act H.R.5688, the Bipartisan HSA Improvement Act of 2023 H.R. 548, HSA Modernization Act CARES Act provision reinstating the HDHP-HSA telehealth safe harbor National Flood Insurance Program H.R.5535, Insurance Data Protection Act Terrorism Risk Insurance Act Reauthorization H.R. 5577, the NFIP Extension Act of 2026 Legislation to expand access to Health Savings Accounts S. 4395 / H.R. 7128, Terrorism Risk Insurance Program Reauthorization Act of 2026 H.R. 10072, the Hardworking Seniors Act
S.128, Primary Care Enhancement Act H.R.5688, the Bipartisan HSA Improvement Act of 2023 H.R. 548, HSA Modernization Act CARES Act provision reinstating the HDHP-HSA telehealth safe harbor National Flood Insurance Program H.R.5535, Insurance Data Protection Act Terrorism Risk Insurance Act Reauthorization H.R. 5577, the NFIP Extension Act of 2026 Legislation to expand access to Health Savings Accounts H.R. 7128, the TRIA Program Reauthorization Act of 2026
high deductible health insurance plans compatible with health savings accounts
high deductible health insurance plans compatible with Health Savings Accounts
Venture Government Strategies, LLCLobbying firm · 2 reports$10K
American Bankers Association Securities AssociationIts own staff · 3 reportsNot reported
Contributions on the LD-203 report
Reported twice a year by the lobbying filer. $149.5K is political giving that also appears in FEC filings.
Rep. Tom Emmer (MN-06)$16K
Sen. Steven Daines (R-MT)$12.5K
Rep. French Hill (AR-02)$10K
Sen. John Cornyn (R-TX)$9K
Rep. Kevin Hern (R-OK-01)$8K
Candidate Kurt Alme (R-MT)$6K
Rep. Max Miller (OH-07)$5.5K
Sen. John Barrasso (R-WY)$5K
Candidate Mike Rogers (R-MI)$3.5K
Rep. Ashley Hinson (R-IA-02)$3.5K
Matched by name: these reports are filed for “AMERICAN BANKERS ASSOCIATION'S CARD POLICY COUNCIL”, found by searching “AMERICAN BANKERS ASSOCIATION”. Lobbying and FEC records share no ID, so an organization that lobbies under another name is missed. Source: LDA.gov, accessed Oct 27, 2026. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.
American Bankers Association PAC is registered with the Federal Election Commission as a PAC (qualified). It is a lobbyist/registrant PAC. Its FEC record names American Bankers Association as an affiliate. Official FEC summary: Federal Election Commission committee record.
American Bankers Association PAC is matched to organization records using the FEC committee identity, structured identifiers, and corroborated organization data.
Structured organization facts
Identity match
Exact FEC committee ID in LittleSis
Match confidence
high
Source coverage
Official pages captured
80
LittleSis classifications
Organization, Political Fundraising Committee, Other Campaign Committee
Last captured
Sep 29, 2026
LittleSis data is shared under CC BY-SA 4.0.
North Carolina
15
$83.5K
The largest 8 of 51 states.
Recipients 504
National Republican Congressional CommitteePAC or other committee2 payments, latest Jan 30, 2026 · CONTRIBUTION · FEC filing, Jan 30, 2026$60K
JCJohn CornynRepublican · U.S. Senate · TX · via Texans For Senator John Cornyn Inc6 payments, latest Mar 18, 2026 · CONTRIBUTION · FEC filing, Mar 18, 2026$15K
Bars drawn to $60K, the largest gift total here. 2025–2026 filings.
John Cornyn6 receipts, latest Mar 18, 2026Texans for Senator John Cornyn Inc. · S2TX00106$15K
Peter Allen Stauber4 receipts, latest Jul 29, 2026Pete Stauber for Congress · H8MN08043$10K
Sarah Elizabeth McBride4 receipts, latest Nov 5, 2025Mcbride for Delaware Inc. · H4DE00045$10K
Ron Estes4 receipts, latest May 27, 2026Ron Estes for Congress · H8KS04112$10K
Monica De La Cruz3 receipts, latest Jul 29, 2026Monica for Congress · H0TX15124$10K
Candidate contribution rows come from candidate committee Schedule A filings, the same rows the party chart above counts.
Committee money network
Money moving between this committee and other committees, matched on FEC committee ID rather than the name each filing was typed under. Both sides exclude memo entries. The figures here count each committee once, from the itemized transfers read for this section, so they will not match the payment counts under Who this PAC gave to.
Committees funding this one
Committees that reported giving to this one on their own Schedule A filings, grouped by the giver’s committee ID.
Built from FEC Schedule A and Schedule B filings for the selected cycle. A committee only appears here if the money was itemized under its FEC committee ID.
19 contributions · 4.3%
$18,500
Arkansas11 contributions · 3.4%
$14,500
Missouri14 contributions · 3.2%
$14,000
Iowa14 contributions · 3.1%
$13,500
Minnesota21 contributions · 3%
$13,000
Virginia96 contributions · 2.8%
$12,304
By the state each contributor wrote on the filing. The FEC aggregates every Schedule A line together, so one committee or organization transfer can account for a whole state. Contributors who have given $200 or less this cycle are not itemized and cannot be placed on a map. The FEC’s grouping also counts joint-fundraising memo lines, so these rows can add up to more than the itemized total.
Donors’ employers as filed
Donors’ employers
Employer as filed
Amount
American Bankers Association (aba)795 contributions · 30% of ranked
$128,268
ANB Bank8 contributions · 2.8% of ranked
$12,160
Alabama Bankers Association INC2 contributions · 2.3% of ranked
$10,000
RetiredWritten instead of an employer · 2 contributions · 2.3% of ranked
$10,000
State Holding Company2 contributions · 2.3% of ranked
$10,000
South Atlantic Bank2 contributions · 1.9% of ranked
$8,000
Sturm Financial Group6 contributions · 1.4% of ranked
$6,000
First Mutual Holding Co2 contributions · 1.2% of ranked
$5,000
Itemized receipts grouped by the words contributors filed. The FEC aggregates every Schedule A line here, so committee and organization money sits alongside individuals; this is not an industry classification. The FEC’s grouping also counts joint-fundraising memo lines, so these rows can add up to more than the itemized total. Gifts of $200 or less ($59,004) are not itemized, so no employer or occupation is filed for them.
Donors’ occupations as filed
Donors’ occupations
Occupation as filed
Amount
President And Chief Executive Officer206 contributions · 25% of ranked
$105,646
President And CEO48 contributions · 11% of ranked
$46,750
CEO23 contributions · 4.2% of ranked
$18,000
Chief Financial Officer5 contributions · 3.1% of ranked
$13,250
Chief Executive Officer16 contributions · 2.8% of ranked
$11,750
President17 contributions · 2.7% of ranked
$11,700
Vice President86 contributions · 2.6% of ranked
$11,072
RetiredWritten instead of an occupation · 2 contributions · 2.3% of ranked
$10,000
A further $5,500 came from donors whose answer names no occupation (blank), so it is not ranked. Itemized receipts grouped by the words contributors filed. The FEC aggregates every Schedule A line here, so committee and organization money sits alongside individuals; this is not an industry classification. The FEC’s grouping also counts joint-fundraising memo lines, so these rows can add up to more than the itemized total. Gifts of $200 or less ($59,004) are not itemized, so no employer or occupation is filed for them.
$2,500
Refunds and redesignationsContributions returned to donors or reassigned to another election.$5,0000.1%
Filed as
CONTRIBUTION REFUND TO COMMITTEE$5,000
Paid to
Webster Bank PAC$5,000
Total itemized disbursements $3,394,419
Every itemized payment the committee reported this cycle, sorted by what it said each one was for. The categories are ours; the wording they are matched against is the committee’s own. Open a category to read the filed descriptions and who was paid. FEC filings through Oct 14, 2026.
All 1,485 itemized payments filed this cycle. Spending below the itemization threshold is not filed line by line.
Largest vendors
Largest vendors
Name
Amount
National Republican Congressional Committee2 payments · 1.6% of all spending
The people, firms and committees paid the most, across every kind of payment. Each share is of everything the committee reported spending this cycle, not only the itemized payments above. A payee that is itself a committee links to its own profile.
Credit Union Tax and Charter Issues H.R. 703/S. 213, the Main Street Tax Certainty Act Tax Cuts and Jobs Act Program Extensions 199A Deduction for Qualified Business Income Federal Corporate Tax Rate Opposition to a National Bank Tax Section 899-related tax issues Opposition to taxes on remittance transfers Strengthening the Low-Income Housing Tax Credit (LIHTC) Permanency for extending an Enhanced Estate Tax Exemption S.1605, International Competition for American Jobs Act Restoring deductibility for FDIC premiums The Digital Asset Protection, Accountability, Regulation, Innovation, Taxation, and Yields (PARITY) Act
Health Savings Account issues;
H.R.919, Chronic Disease Flexible Coverage Act;
H.R.548, HSA Modernization Act;
S.864, HELP Copays Act;
H.R.1, One Big Beautiful Bill Act (P.L.119-21) implementation;
S.3386, Health Care Freedom for Patients Act of 2025.
The FY2027 Budget Resolution (H.Con.Res 113): issues related to the tax treatment of financial institutions.
The One Big Beautiful Bill Act (H.R. 1): issues related to the tax treatment of financial institutions.
$3.4M across 527 recipient committees, or 91% of everything this committee reports spending. The largest 12 are shown. A further $2K was filed as memo entries, which FEC reports separately to avoid counting it twice.