All recent votes 119th CongressHouse and Senate

S.J.Res. 28A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".

3 recorded actionsWhat the measure does Read on Congress.gov

Sponsor: Pete Ricketts [R-NE]
Cosponsors: 5 · 5 Republicans
Policy area: Finance and Financial Sector
Committee: Banking, Housing, and Urban Affairs Committee
Latest action: May 9, 2025 · Became Public Law No: 119-11.

IntroducedFeb 27, 2025
Passed the SenateMar 5, 2025
Passed the HouseApr 9, 2025
Sent to the PresidentMay 5, 2025
Became lawMay 9, 2025

What the measure doesCRS summary

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

Written by the nonpartisan Congressional Research Service, describing S.J.Res. 28 as public Law on May 9, 2025. It is not the text of the measure; a later amendment may have changed what it does.

Roll calls on S.J.Res. 283 roll calls on this measure

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Mar 4, 2025Each bar: ✓ Yea from the bottom, ✕ Nay aboveApr 9, 2025

How every member votedHouse roll call 95

House Apr 9, 2025 · the primary vote

On Passage

Disappoving the rule submitted by the Bureau of Consumer Financial Protection relating to “Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications”

Passed

219 Yea 211 Nay 3 not voting

Party-line vote No voting member broke with their own party.

Open the official roll call

How the chamber split

One dot per member. Select a seat or a bar to filter the list.

DemocratsIndependentsRepublicansFilled: YeaRing: NayGrey: not voting or present

By party select a segment to filter

All members433 members

Democratic213 members

Independent1 member

Republican219 members

marks half of the votes cast. A party’s majority is the side most of its voting members took.

Cosponsors5 · 5 Republicans

Signing on is not a vote: a member can cosponsor S.J.Res. 28 and vote against it. 1 signed when it was filed.

RTed Budd [R-NC]Original

RJim Banks [R-IN]Joined Mar 3, 2025

RBill Hagerty [R-TN]Joined Mar 3, 20252026 profile

RDeb Fischer [R-NE]Joined Mar 4, 2025

RTim Scott [R-SC]Joined Mar 4, 2025

Loading the public record

Who lobbied on S.J.Res. 2810 organizations

Organizations that named S.J.Res. 28 in a lobbying disclosure. Only those that cited the bill by number appear, so this is a floor, not a full list.

CHAMBER OF COMMERCE OF THE U.S.A.

Environment/Superfund · Financial Institutions/Investments/Securities · Foreign Relations · Government Issues +31 more8 filings · 3rd Quarter (July 1 - Sep 30) 2026Filing

AMERICANS FOR TAX REFORM

Banking · Budget/Appropriations · Taxation/Internal Revenue Code · Telecommunications +3 more3 filings · 4th Quarter (Oct 1 - Dec 31) 2025Filing

APPLE INCfiled by APPLE INC.

Copyright/Patent/Trademark · Education · Environment/Superfund · Trade (domestic/foreign) +9 more3 filings · 2nd Quarter (Apr 1 - June 30) 2025Filing

AMERICANS FOR FINANCIAL REFORM

Financial Institutions/Investments/Securities · Taxation/Internal Revenue Code · Budget/Appropriations · Government Issues +5 more2 filings · 2nd Quarter (Apr 1 - June 30) 2025Filing

FINANCIAL TECHNOLOGY ASSOCIATION

Banking · Financial Institutions/Investments/Securities2 filings · 2nd Quarter (Apr 1 - June 30) 2025Filing

CRYPTO COUNCIL FOR INNOVATION

Banking · Taxation/Internal Revenue Code1 filing · 1st Quarter (Jan 1 - Mar 31) 2025Filing

DEMAND PROGRESS ACTIONfiled by KATHERINE OH

Civil Rights/Civil Liberties · Budget/Appropriations · Government Issues · Consumer Issues/Safety/Products1 filing · 2nd Quarter (Apr 1 - June 30) 2025Filing

DEMAND PROGRESS ACTION, INC

Budget/Appropriations · Law Enforcement/Crime/Criminal Justice · Financial Institutions/Investments/Securities · Science/Technology +6 more1 filing · 1st Quarter (Jan 1 - Mar 31) 2025Filing

SMALL BUSINESS & ENTREPRENEURSHIP COUNCIL (SBE COUNCIL)

Small Business1 filing · 1st Quarter (Jan 1 - Mar 31) 2025Filing

U.S. PUBLIC INTEREST RESEARCH GROUP

Food Industry (safety, labeling, etc.) · Consumer Issues/Safety/Products · Defense · Banking1 filing · 1st Quarter (Jan 1 - Mar 31) 2025Filing

23 disclosures name this measure. Retrieved from LDA.gov on 2026-10-25. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.