S. 1098Joint Consolidation Loan Separation Act

2 recorded actions237 of these members are on the 2026 ballotWhat the measure does Read on Congress.gov

Sponsor: Mark R. Warner [D-VA]
Cosponsors: 3 · 2 Republicans · 1 Democrat
Policy area: Education
Committees: Health, Education, Labor, and Pensions Committee, Banking, Housing, and Urban Affairs Committee · and 1 more
Latest action: Oct 11, 2022 · Became Public Law No: 117-200.

IntroducedApr 13, 2021
Passed the SenateJun 15, 2022
Passed the HouseSep 21, 2022
Sent to the PresidentOct 11, 2022
Became lawOct 11, 2022

What the measure doesCRS summary

Joint Consolidation Loan Separation Act

This act allows two borrowers, who had previously received a joint consolidation loan for their federal student loan debt, to submit a joint application to the Department of Education to sever their consolidated loan into two separate loans.

One borrower may submit a separate application in the event that the individual has experienced domestic or economic abuse from the other individual borrower or is unable to reasonably reach or access the loan information of the other borrower. In the case of a borrower who receives a separate consolidation loan due to those circumstances, the other individual borrower must become solely liable for the remaining balance of the joint consolidation loan.

Written by the nonpartisan Congressional Research Service, describing S. 1098 as public Law on Oct 11, 2022. It is not the text of the measure; a later amendment may have changed what it does.

Roll calls on S. 10982 roll calls on this measure

Choose a roll call

Sep 21, 2022Each bar: ✓ Yea from the bottom, ✕ Nay aboveSep 21, 2022

How every member votedHouse roll call 448

House Sep 21, 2022 · the primary vote

On Passage

Joint Consolidation Loan Separation Act

Passed

232 Yea 193 Nay 7 not voting

Party-line vote 14 of 425 voting members broke with their own party: 14 Republicans.

Open the official roll call

How the chamber split

One dot per member. Select a seat or a bar to filter the list.

DemocratsRepublicansFilled: YeaRing: NayGrey: not voting or present

By party select a segment to filter

All members432 members

Democratic220 members

Republican212 members

marks half of the votes cast. A party’s majority is the side most of its voting members took.

Cosponsors3 · 2 Republicans · 1 Democrat

Signing on is not a vote: a member can cosponsor S. 1098 and vote against it. 2 signed when it was filed.

RMarco Rubio [R-FL]Original

RJohn Cornyn [R-TX]Original2026 profile

DTina Smith [D-MN]Joined Nov 18, 2021

Loading the public record