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504 Credit Risk Management Improvement Act of 2021
This bill revises the duties of the Office of Credit Risk Management to include oversight of a certified development company (CDC) that participates in the 504 Loan Program of the Small Business Administration (SBA), and it requires the SBA to issue rules related to certain environmental requirements. The 504 Loan Program provides a small business with SBA financing—through a CDC intermediary—for expansion or modernization.
Specifically, the bill requires the office to oversee any CDC that participates in the program and to conduct file reviews with respect to loan closings under the program. Further, the bill authorizes the office to take formal and informal enforcement actions against a CDC for specified violations and to charge each CDC a fee.
The SBA must issue rules to clarify the procedures necessary for an eligible CDC to comply with certain environmental requirements.
Written by the nonpartisan Congressional Research Service, describing H.R. 1482 as passed House on Apr 16, 2021. It is not the text of the measure; a later amendment may have changed what it does.
House Apr 16, 2021
504 Credit Risk Management Improvement Act
Passed · Two-thirds required
411 Yea 8 Nay 10 not voting
Crossed both parties 8 of 419 voting members broke with their own party: 3 Democrats, 5 Republicans.
DemocratsRepublicansFilled: YeaRing: NayGrey: not voting or present
429 members on this roll call, from the official House record. Party majorities need at least five voting members, so an independent never counts as breaking with a party.
Signing on is not a vote: a member can cosponsor H.R. 1482 and vote against it. 3 signed when it was filed.
Organizations that named H.R. 1482 in a lobbying disclosure. Only those that cited the bill by number appear, so this is a floor, not a full list.
10 disclosures name this measure. Retrieved from LDA.gov on 2026-10-04. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.