H.R. 7301Emergency Housing Protections and Relief Act of 2020

2 recorded actions194 of these members are on the 2026 ballotWhat the measure does Read on Congress.gov

Sponsor: Maxine Waters [D-CA-43]
Cosponsors: 9 · 9 Democrats
Policy area: Housing and Community Development
Committees: Financial Services Committee, Judiciary Committee
Latest action: Jun 30, 2020 · Received in the Senate.

IntroducedJun 24, 2020
Passed the HouseJun 29, 2020
Passed the SenateNot yet reached
Sent to the PresidentNot yet reached
Became lawNot yet reached

What the measure doesCRS summary

Emergency Housing Protections and Relief Act of 2020

This bill addresses various housing issues in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency, including housing assistance programs and moratoriums on evictions and foreclosures.

The bill authorizes additional housing assistance, including rental assistance, for (1) low-income individuals with families, including those who are homeless or at risk of homelessness; (2) the elderly; (3) individuals with disabilities; and (4) rural renters.

In addition, the bill establishes a 12-month moratorium on evictions covering all tenants, whereas the previously enacted moratorium covered only tenants of federally assisted properties.

Similarly, the bill establishes a 12-month moratorium on foreclosures that covers all tenants, whereas the previously enacted moratorium covered only federally backed mortgages.

The bill also establishes an automatic 60-day forbearance (i.e., suspension of mortgage payments) for a single-family mortgage that becomes delinquent by 60 days during the public health emergency. Under current law, the borrower must request a forbearance. This automatic forbearance also applies to certain reverse mortgages.

The bill extends the maximum period of forbearance for multifamily mortgages from 90 days to 12 months.

Additionally, the bill establishes a six-month moratorium on the repossession of personal property used as a dwelling.

The bill also provides additional bankruptcy protections by (1) increasing the homestead exemption (generally, the equity in a residence that is protected from creditors in a bankruptcy proceeding) from $15,000 to $100,000, and (2) expanding eligibility for Chapter 13 bankruptcy.

Written by the nonpartisan Congressional Research Service, describing H.R. 7301 as passed House on Jun 29, 2020. It is not the text of the measure; a later amendment may have changed what it does.

Roll calls on H.R. 73012 roll calls on this measure

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Jun 29, 2020Each bar: ✓ Yea from the bottom, ✕ Nay aboveJun 29, 2020

How every member votedHouse roll call 128

House Jun 29, 2020 · the primary vote

On Passage

Emergency Housing Protections and Relief Act

Passed

232 Yea 180 Nay 19 not voting

Party-line vote 2 of 412 voting members broke with their own party: 2 Democrats.

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How the chamber split

One dot per member. Select a seat or a bar to filter the list.

DemocratsRepublicansFilled: YeaRing: NayGrey: not voting or present

By party select a segment to filter

All members431 members

Democratic234 members

Republican197 members

marks half of the votes cast. A party’s majority is the side most of its voting members took.

Cosponsors9 · 9 Democrats

Signing on is not a vote: a member can cosponsor H.R. 7301 and vote against it. 0 signed when it was filed.

Loading the public record

Who lobbied on H.R. 730111 organizations

Organizations that named H.R. 7301 in a lobbying disclosure. Only those that cited the bill by number appear, so this is a floor, not a full list.

NATIONAL MULTIFAMILY HOUSING COUNCIL INCfiled by NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.Its PAC: National Multifamily Housing Council & Real Estate Technology & Transformation Center PAC

Postal · Taxation/Internal Revenue Code · Housing · Defense +10 more4 filings · 4th Quarter (Oct 1 - Dec 31) 2020Filing

ROCK CENTRAL

Taxation/Internal Revenue Code · Telecommunications · Housing4 filings · 4th Quarter (Oct 1 - Dec 31) 2020Filing

LEADINGAGE (FKA AMER. ASSOC. OF HOMES AND SERVICES FOR THE AGING)

Health Issues · Housing · Medicare/Medicaid · Budget/Appropriations +1 more3 filings · 4th Quarter (Oct 1 - Dec 31) 2020Filing

NATIONAL AFFORDABLE HOUSING MANAGEMENT ASSOCIATION (NAHMA)

Taxation/Internal Revenue Code · Housing · Budget/Appropriations3 filings · 4th Quarter (Oct 1 - Dec 31) 2020Filing

REAL ESTATE ROUNDTABLEIts PAC: The Real Estate Roundtable PAC

Immigration · Labor Issues/Antitrust/Workplace · Banking · Financial Institutions/Investments/Securities +7 more3 filings · 4th Quarter (Oct 1 - Dec 31) 2020Filing

AMERICAN FEDERATION OF STATE COUNTY AND MUNICIPAL EMPLOYEESfiled by AMERICAN FEDERATION OF STATE, COUNTY AND MUNICIPAL EMPLOYEES

Retirement · Bankruptcy · Law Enforcement/Crime/Criminal Justice · Torts +24 more2 filings · 4th Quarter (Oct 1 - Dec 31) 2020Filing

ARC OF THE UNITED STATESfiled by THE ARC OF THE UNITED STATES

Family issues/Abortion/Adoption · Housing · Retirement · Telecommunications +9 more2 filings · 3rd Quarter (July 1 - Sep 30) 2020Filing

FIRSTKEY HOMES, LLCfiled by ARNOLD & PORTER KAYE SCHOLER LLP

Housing · Economics/Economic Development2 filings · 3rd Quarter (July 1 - Sep 30) 2020Filing

NATIONAL ASSOCIATION FOR THE ADVANCEMENT OF COLORED PEOPLE

Disaster Planning/Emergencies · Unemployment · Financial Institutions/Investments/Securities · Banking +31 more1 filing · 2nd Quarter (Apr 1 - June 30) 2020Filing

QUICKEN LOANSfiled by MINDSET ADVOCACY, LLC

Taxation/Internal Revenue Code · Financial Institutions/Investments/Securities · Housing1 filing · 4th Quarter (Oct 1 - Dec 31) 2020Filing

26 disclosures name this measure. Retrieved from LDA.gov on 2026-10-05. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.