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(This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.)
Protecting Consumers' Access to Credit Act of 2017
(Sec. 3) This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.
Written by the nonpartisan Congressional Research Service, describing H.R. 3299 as passed House without amendment on Feb 14, 2018. It is not the text of the measure; a later amendment may have changed what it does.
House Feb 14, 2018
Protecting Consumers’ Access to Credit Act of 2017
Passed
245 Yea 171 Nay 14 not voting
Party-line vote 17 of 416 voting members broke with their own party: 16 Democrats, 1 Republican.
DemocratsRepublicansFilled: YeaRing: NayGrey: not voting or present
430 members on this roll call, from the official House record. Party majorities need at least five voting members, so an independent never counts as breaking with a party.
Signing on is not a vote: a member can cosponsor H.R. 3299 and vote against it. 1 signed when it was filed.
Organizations that named H.R. 3299 in a lobbying disclosure. Only those that cited the bill by number appear, so this is a floor, not a full list.
153 disclosures name this measure. Retrieved from LDA.gov on 2026-10-05. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.