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(This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.)
Small Bank Exam Cycle Reform Act of 2015
(Sec. 2) This bill amends the Federal Deposit Insurance Act to increase from $500 million to $1 billion the asset size of small insured depository institutions eligible for 18-month on-site examination cycles.
Such an institution is also qualified for the 18-month cycle if its total assets are at most $200 million (currently $100 million) and the most recent examination found its composite condition to be good rather than outstanding.
A federal banking agency is granted discretion to increase this assets ceiling amount from $200 million to $1 billion (currently from $100 million to $500 million) if that greater asset size would be consistent with the principles of safety and soundness.
Written by the nonpartisan Congressional Research Service, describing H.R. 1553 as passed House without amendment on Oct 6, 2015. It is not the text of the measure; a later amendment may have changed what it does.
House Oct 6, 2015
Small Bank Exam Cycle Reform Act
Passed · Two-thirds required
411 Yea 0 Nay 23 not voting
Crossed both parties No voting member broke with their own party.
DemocratsRepublicansFilled: YeaRing: NayGrey: not voting or present
434 members on this roll call, from the official House record. Party majorities need at least five voting members, so an independent never counts as breaking with a party.
Signing on is not a vote: a member can cosponsor H.R. 1553 and vote against it. 2 signed when it was filed.
Organizations that named H.R. 1553 in a lobbying disclosure. Only those that cited the bill by number appear, so this is a floor, not a full list.
43 disclosures name this measure. Retrieved from LDA.gov on 2026-10-05. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.