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(This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.)
Helping Expand Lending Practices in Rural Communities Act
(Sec. 2) Directs the Consumer Financial Protection Bureau (CFPB) to establish an application process under which a person who lives or does business in a state may apply to have an area in the state identified as a rural area if it has not yet been so designated by the CFPB for purposes of federal consumer financial law.
Prescribes criteria for the CFPB to consider when evaluating the application. Requires the CFPB to: (1) grant or deny the application within 90 days after the public comment period ends; and (2) publish the grant or denial in the Federal Register, including an explanation of the factors upon which the CFPB relied in making its determination.
Sunsets this Act two years after its enactment.
Written by the nonpartisan Congressional Research Service, describing H.R. 1259 as passed House without amendment on Apr 13, 2015. It is not the text of the measure; a later amendment may have changed what it does.
House Apr 13, 2015
Helping Expand Lending Practices in Rural Communities Act
Passed · Two-thirds required
401 Yea 1 Nay 29 not voting
Crossed both parties 1 of 402 voting members broke with their own party: 1 Democrat.
DemocratsRepublicansFilled: YeaRing: NayGrey: not voting or present
431 members on this roll call, from the official House record. Party majorities need at least five voting members, so an independent never counts as breaking with a party.
Signing on is not a vote: a member can cosponsor H.R. 1259 and vote against it. 1 signed when it was filed.
Organizations that named H.R. 1259 in a lobbying disclosure. Only those that cited the bill by number appear, so this is a floor, not a full list.
101 disclosures name this measure. Retrieved from LDA.gov on 2026-10-05. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.