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(This measure has not been amended since it was introduced. The summary of that version is repeated here.)
Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, and monetary policy of the requirement that depository institutions maintain reserves in accordance with the Federal Reserve Act and Regulation D (Reserve Requirements of Depository Institutions).
Requires such study to include: (1) a historic review of how the Board of Governors of the Federal Reserve System has used reserve requirements to conduct U.S. monetary policy, (2) the impact of the maintenance of reserves upon depository institutions, (3) the impact upon consumers in managing their accounts, and (4) alternatives available to the Board to maintain reserves to effect monetary policy.
Written by the nonpartisan Congressional Research Service, describing H.R. 3240 as passed House without amendment on Dec 2, 2014. It is not the text of the measure; a later amendment may have changed what it does.
House Dec 2, 2014
To instruct the Comptroller General of the United States to study the impact of Regulation D, and for other purposes
Passed · Two-thirds required
422 Yea 0 Nay 12 not voting
Crossed both parties No voting member broke with their own party.
DemocratsRepublicansFilled: YeaRing: NayGrey: not voting or present
434 members on this roll call, from the official House record. Party majorities need at least five voting members, so an independent never counts as breaking with a party.
Signing on is not a vote: a member can cosponsor H.R. 3240 and vote against it. 1 signed when it was filed.
Organizations that named H.R. 3240 in a lobbying disclosure. Only those that cited the bill by number appear, so this is a floor, not a full list.
6 disclosures name this measure. Retrieved from LDA.gov on 2026-10-05. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.