PAC (qualified)Lobbyist/registrant PACTrade associationWashington, District of ColumbiaActive
Connected organization: American Council of Life Insurers
The American Council of Life Insurers (ACLI) is the leading trade association driving public policy and advocacy on behalf of the life insurance industry. Based in Washington, D.C., ACLI advocates on behalf of 275 member companies whose products and services help 90 million American families achieve financial security. Life insurers offer products that protect people through all stages of life, including life insurance, paid leave, retirement savings like 401(k)s, annuities, supplemental benefits and more. ACLI produces an annual Life Insurers Fact Book that provides statistics and information on trends in the life insurance industry. David Chavern is the organization's president and chief executive officer. He succeeded Susan Neely, who led ACLI from 2018 through 2024. She was preceded by former Governor of Idaho Dirk Kempthorne, who led ACLI from 2010 to 2018. Prior to that, former Oklahoma Governor Frank Keating led ACLI from 2003 to 2011. (Linked public record: Wikipedia organization profile)
$1.3M raised, $1.3M spent, $520.2K cash on hand (through Oct 14, 2026). Where it comes from
Who funds it
62% from donors giving over $200 · 32% from PACs and other committees · largest donor Richard Bielen, $10K. See who funds it
Where it goes
$1.3M given to candidates and committees, the largest to NRSC ($120K) · 52% of its support to Republicans, 38% to Democrats. See where it goes
Lobbying
American Council of Life Insurers lobbied on 8 issues. See lobbying
Its wordsWhat does this committee say it is for?
Why this committee exists In its own words
“We champion accessibility and affordability of financial protection products. As society and work change, we are committed to solutions that protect all Americans, regardless of where or how they work, their life stage, or the economic status of their household.”
American Council of Life Insurers PAC, on its own site, acli.com
CauseFinancial services
Quoted from the committee's site, or its sponsor's or funder's where its own says nothing. The statement is filed under topics from a fixed list, chosen by AI models when two of three agree; which side it takes is in its own words.
13 priorities from the committee’s own site, in the order they are listed there. Every heading and the text under it is copied exactly, as one passage for each page it is from, and links to that place on the page; hover a source to see which passage it opens.
13 priorities · 18 parts · 50 quoted statements
Life insurers seek public policies that address life's biggest challenges — in areas where people and society need us most.
Everyone wants a secure tomorrow, and everyone deserves a chance to get there.
That's why America's life insurance companies are working to put the tools of financial protection in the hands of every American by making our products more available, our investments more mindful, and our teams more diverse.
We're helping families in all communities prosper, from one community to the next.
Because financial security is for everyone and every tomorrow.
America’s working and middle class keeps getting squeezed.
From the high cost of living to financial market conditions, today's uncertain environment has piled additional burdens on everyday Americans.
As public policymakers seek solutions that provide greater financial certainty for families nationwide, life insurers are focused on efforts to close protection gaps and strengthen the financial security of middle-income Americans.
Nearly 62 million Americans benefit from employer-based paid leave.
We're seeking to build a public-private partnership to protect every American from economic loss when taking time off from work to care for themselves or a loved one.
Life insurers have the tools to partner with private employers to lift administrative burdens for them while also delivering essential paid leave benefits to their workers.
Supplemental products from life insurers can serve as a critical financial lifeline for families by providing cash that helps people protect their household budgets.
Pension risk transfers bolster the competitiveness and strength of American businesses and secure the financial futures for people saving for retirement.
There are extensive and consistent protections in place after a plan sponsor decides to turn to a life insurer to fulfill pension obligations, ensuring retiree benefits are protected.
The life insurance industry is truly unique in the financial sector.
Life insurers serve families and communities through our guaranteed products and long-term investments.
The industry is highly regulated and has a proven track record of effective risk management, ensuring we deliver on our promises now and in the future.
Americans are living longer which means retirement planning is more essential and challenging than ever before.
However, there is a product that provides a reliable, steady stream of income in retirement, regardless of market conditions.
Annuities protect people from the risk of outliving savings and ensure lasting financial security — guarantees not available anywhere else in the marketplace.
Dental insurance allows Americans to access affordable and high-quality dental care, and most people access coverage through their employer.
This product provides certainty to American families, allowing them to protect budgets and receive regular dental care for themselves and their children.
That's why public policies should focus on closing affordability gaps and protecting consumers' access to dental health.
87% of the U.S. population had dental benefits in 2023.
Dental premiums average $31 per month nationally, including employer contributions.
Who it gives toWhich candidates and committees get its money?
Each part reads different filings, so counts and totals can differ.
Party support distribution$870.4K to 203 candidates
Direct PAC contributions and independent expenditures explicitly reported as support, by the party of the candidate they went to.
For candidates $870,430
Republican 52%Democratic 38%
Support by the party of the candidate
Party of the candidate
Candidates
Direct
Independent
Amount
Share
Republican
93
$451,930
$0
$451,930
52%
Democratic
77
$331,000
$0
$331,000
38%
Other or unresolved
33
$87,500
$0
$87,500
10%
Shown support
203
$870,430
$0
$870,430
100%
Contributions are reported money, not endorsements; a PAC giving to both parties is common.
Who this PAC gave to$1,269,430 in 533 payments
Every contribution on line 23 of the committee’s own Schedule B, which is the filing its summary totals are built from. That line covers federal candidates, party committees and other political committees alike, so a super PAC funding other super PACs appears here rather than under candidate giving.
By recipient
Line 23 contributions by kind and party of recipient
Recipient
Count
Amount
Democratic candidates
77
$331K · 26%
Republican candidates
91
$443.9K · 34%
Other or unresolved candidates
35
$95.5K · 7.4%
Other party committees
4
$300K · 23%
Other PACs and committees
18
$124K · 9.6%
All recipients
225
$1.3M
By the candidate’s state
Contributions to candidates by the candidate’s state
State
Candidates
Amount
New York
13
$75K
California
15
$74K
Pennsylvania
10
$53.5K
Ohio
11
$35.5K
Michigan
8
$34.5K
Texas
10
$34.5K
Missouri
5
$33.5K
Iowa
7
$31.3K
The largest 8 of 49 states.
Recipients 225
Show candidate activity and the money network
Candidate and election activity as the recipients filed it
Money inWho funds the PAC?
Where the money came from $1,326,515 reported receipts
Itemized (over $200)Donors who have given more than $200 this cycle, so the FEC itemizes (names) them.$816,35562%
Largest donors
Richard Bielen2 contributions, latest Mar 4, 2026 · CEO · PROTECTIVE LIFE CORPORATION · MOUNTAIN BRK, AL$10,000
Darryl Button2 contributions, latest Feb 26, 2026 · CEO · PACIFIC LIFE INSURANCE COMPANY · IRVINE, CA$10,000
David Chavern2 contributions, latest Jun 9, 2026 · PRESIDENT & CEO · AMERICAN COUNCIL OF LIFE INSURERS · WASHINGTON, DC$10,000
Ellen Cooper2 contributions, latest Feb 26, 2026 · PRESIDENT AND CEO · LINCOLN FINANCIAL GROUP · GLADWYNE, PA$10,000
Roger W. Crandall2 contributions, latest Apr 2, 2026 · CHAIRMAN, PRESIDENT & CEO · MASSMUTUAL LIFE INSURANCE COMPANY · WEST HARTFORD, CT$10,000
J. Scott Davison2 contributions, latest Feb 10, 2026 · CHAIRMAN, PRESIDENT & CEO · ONEAMERICA · ZIONSVILLE, IN$10,000
Craig Desanto2 contributions, latest May 30, 2026 · PRESIDENT & CEO · NEW YORK LIFE INSURANCE COMPANY · WATER MILL, NY$10,000
Esfandyar E. Dinshaw2 contributions, latest Mar 2, 2026 · CHAIRMAN & CEO · SAMMONS FINANCIAL GROUP · WEST DES MOINES, IA$10,000
Will Fuller2 contributions, latest May 22, 2026 · CEO · TRANSAMERICA · ARDMORE, PA$10,000
Timothy Gerend2 contributions, latest Jun 16, 2026 · CHMN, PRESIDENT & CEO · NORTHWESTERN MUTUAL LIFE INSURANCE COM · WHITEFISH BAY, WI$10,000
Marc Giguere2 contributions, latest May 13, 2026 · PRESIDENT & CEO · MUNICH AMERICAN REASSURANCE COMPANY · NEW LONDON, NH$10,000
Christopher Hilger2 contributions, latest Mar 10, 2026 · CEO, BOARD CHAIRMAN · SECURIAN FINANCIAL GROUP · SAINT PAUL, MN$10,000
A donor who gave several times appears once. The 12 largest donors by total given are listed. In all, 1,021 itemized contributions were filed this cycle, totaling $797.9K. FEC contributor lists are public records and cannot be used for commercial solicitation.
PACs and other committeesPolitical action committees and other candidates' committees.$430,00032%
The 12 largest committees by total given are listed. Counted from the givers' own filings, which can run above the total this committee reports.
Refunds and rebatesMoney coming back to the committee: rebates and refunds of what it spent, contributions it made that were returned, and loans it made that were repaid.$41,8203.2%
Unitemized ($200 or less)Donors who have given $200 or less this cycle, so the FEC does not itemize (name) them.$38,3402.9%
Total reported receipts $1,326,515
Every dollar the committee reported receiving this cycle, split by the source the FEC filing attributes it to. Open a source marked + to see who gave. FEC filings through Oct 14, 2026.
Who donated: where they live, their employers and jobs
Where the donors live $797,934 placed by state
Loading the map
Tap or hover over a state, or focus the map and use the arrow keys, to read its total. Ctrl or ⌘ and scroll to zoom.
under $3.6K
$3.6K+
$14.5K+
$32.5K+
$57.9K+
none
Top states
Top donor states
Name
Amount
District of Columbia573 contributions · 11%
$90,405
Massachusetts48 contributions · 11%
$88,350
New York36 contributions · 7.3%
$58,500
Nebraska48 contributions · 5.4%
$42,987
SpendingWhere does the money go?
How the spending splits $1,311,250 reported
Contributions to candidates and other committeesMoney given to federal candidates, party committees and other PACs.$1,311,250100%
Paid to
NRSC4 payments · latest Jan 25, 2026 · CONTRIBUTION$120,000
DCCC6 payments · latest Jun 22, 2026 · CONTRIBUTION$120,000
DSCC3 payments · latest Jan 25, 2026 · CONTRIBUTION$30,000
NRCC2 payments · latest Jan 25, 2026 · CONTRIBUTION$30,000
Every dollar this committee reported spending this cycle, split by the lines it reports against. Open a line to see who was actually paid on it. FEC filings through Oct 14, 2026.
What the payments were for $1,269,430 itemized
Given to othersContributions to other candidates, party committees, and PACs.$1,269,430100%
Filed as
CONTRIBUTION$1,269,430
Paid to
NRSC$120,000
DCCC$75,000
DCCC - Legal Fund$45,000
DSCC$30,000
NRCC$30,000
Equality PAC$10,000
Total itemized disbursements $1,269,430
Every itemized payment the committee reported this cycle, sorted by what it said each one was for. The categories are ours; the wording they are matched against is the committee’s own. Open a category to read the filed descriptions and who was paid. FEC filings through Oct 14, 2026.
All 533 itemized payments filed this cycle. Spending below the itemization threshold is not filed line by line.
$1.3M spent from Jan 2025 to Oct 2026. Most in one report: $141.5K, June 2026.
$1.3M
Jan 2025Oct 2026
The running total of what the committee’s FEC reports say it spent, independent expenditures included, with a point at the end of each report. The line is straight between reports because a report gives one total for its whole period.
300 NEW JERSEY AVE., NW10TH FLOORWASHINGTON, DC, 20001
Audits and penalties
None published by the FEC
LobbyingWhat does its sponsor lobby on?
What American Council of Life Insurers lobbies on 2026 reports
Besides giving through its PAC, American Council of Life Insurers pays lobbyists to press Congress and federal agencies. Each quarter it, or a firm it hires, files a public report under the Lobbying Disclosure Act saying which topics it worked on, what it spent, and whom it contacted. This is what those reports say.
Spent on lobbying in 2026
$4.3M
Quarterly reports read
20
Bills it named
131
Topics it lobbied on
Each report files its work under official topics. The bar shows how often each topic came up across the reports; open one to read what was filed under it. Naming a bill says the organization lobbied on it, not which side it took.
Taxation/Internal Revenue Codein 16 report entries · 4 bills named
In its own words
S4279 - Protecting Proper Life Insurance from (PPLI) Abuse Act.
This bill would restrict the use of private placement life insurance.
HR 2547 and S 1335 - Secure Family Futures Act of 2025 Issues pertaining to lifetime income and annuitization Issues pertaining to a tax exemption for long term care insurance
Monitor efforts to change the corporate tax rate for subchapter L of the code; advocate for the Retirement Simplification and Clarity Act (H.R.6324); advocate for the Secure Family Futures Act (H.R. 2547/S. 1335).
S.__ - Protecting Proper Life Insurance from (PPLI) Abuse Act. This bill would restrict the use of private placement life insurance. HR 2547 and S 1335 - Secure Family Futures Act of 2025
Tax issues impacting life insurance, and related issues impacting the life insurance industry; Implementation of PL 119-21. H.R. 2547, the Secure Family Futures Act.
Monitor efforts to change the corporate tax rate for subchapter L of the code; advocate for the Retirement Simplification and Clarity Act (H.R. 6324).
Monitor efforts to change the corporate tax rate for subchapter L of the code; advocate for the Retirement Simplification and Clarity Act (H.R.6324).
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act.
Issue: Implementation and Regulatory reform.
Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014.
The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision.
Issue: Capital Standards, Basel III Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act.
This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses.
H.R. 4583 and H.R. 4582/S.1552 - Living Donor Protection Act.
The bill would promote and protect from discrimination living organ donors.
Issue: underwriting.
H.R. 643 - Federal Insurance Office Elimination Act.
To eliminate the Federal Insurance Office of the Department of the Treasury.
Issue: FIO Reform.
S. 1544/H.R. 3437 - Insurance Data Protection Act.
To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company.
Financial Institutions/Investments/Securitiesin 10 report entries · 20 bills named
In its own words
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act.
Issue: Implementation and Regulatory reform.
Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014.
The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision.
Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act.
Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act.
This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses.
H.R.1777/S. 1561 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act.
To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned.
Retirementin 10 report entries · 88 bills named
In its own words
Retirement Security 1.H.R.1013, S.424 Retirement Fairness for Charities and Educational Institutions Act of 2025: Allows 403(b) retirement plans to invest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. 2.H.R.2023, S.988 Womens Retirement Protection Act (WRPA): This legislation imposes spousal consent requirements on nearly all distributions from defined contribution plans.
The bill also seeks to enhance financial literacy through grants to community-based organizations and offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders. 3.H.R.2067, S.928 Protecting Americans Retirement Savings Act (PARSA): This bill prohibits ERISA-covered retirement plans from making new investments in companies controlled by or based in countries considered to be foreign adversaries.
Foreign adversaries include China, Iran, North Korea, and Russia.
The bill also requires fiduciaries to disclose continuing investments in such entities and sanctioned firms. 4.H.R.2089 Generating Retirement Ownership through Long-Term Holding (GROWTH): The legislation provides that reinvested mutual fund dividends are not subject to capital gains taxation until the investor sells his or her shares. 5.H.R.2163 No Penalties for Victims of Fraud Act: The bill ensures that victims of retirement account fraud are not subject to the 10% additional income tax on early retirement plan distributions. 6.H.R.2544, S.1222 Financial Freedom Act of 2025: The legislation prohibits the Secretary of Labor from restricting the investments available in self-directed 401(k) brokerage windows.
Consumer Issues/Safety/Productsin 7 report entries · 8 bills named
In its own words
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act.
Issue: Implementation, Global Capital Standards and Regulatory reform.
S. __ - Data Care Act.
The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority.
Issue: Data Privacy H.R.__/S.__ Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements.
Issue: Data Privacy H.R. __/S. __ DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers.
Issue: Data Privacy.
H.R. 5511/S.__ - Algorithmic Accountability Act.
This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes.
Issue: Algorithmic Accountability.
H.R. 6356/S. 3308 - Artificial Intelligence Civil Rights Act.
Trade (domestic/foreign)in 4 report entries · 5 bills named
In its own words
U.S.-Chile Income Tax Treaty U.S.-Chile changes to pension system Protecting Americans Retirement Savings Act (PARSA) (H.R. 2607 / S.928).
This bill prohibits ERISA-covered retirement plans from making new investments in companies controlled by or based in countries considered to be foreign adversaries.
Foreign adversaries include China, Iran, North Korea, and Russia.
The bill also requires fiduciaries to disclose continuing investments in such entities and sanctioned firms.
Halting International Relocation of Employment (HIRE) Act (S. 2976/ H.R. 7559).
To amend the Internal Revenue Code of 1986 to impose an excise tax on payments by United States taxpayers to foreign persons for services provided to United States consumers.
Issue: International H-1B and L-1 Visa Reform Act (S. 2928).
To amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the United States.
Issue: Visas Issue: Tariffs Issue: Data Localization & Cross-Border Data Flow.
USTR reversal of its long-standing support for WTO core disciplines that protect U.S. businesses cross-border data flows and prohibit data localization mandates.
Reported twice a year by the lobbying filer. $9.5K is political giving that also appears in FEC filings.
Senator Jim Risch$4.5K
NRSC$1K
Rep. Brian Jack$1K
Rep. Jake Ellzey$1K
Senator Jon Husted$1K
Senator Todd Young$1K
Matched by name: these reports are filed for “AMERICAN COUNCIL OF LIFE INSURERS”, found by searching “AMERICAN COUNCIL OF LIFE INSURERS”. Lobbying and FEC records share no ID, so an organization that lobbies under another name is missed. Source: LDA.gov, accessed Oct 27, 2026. Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.
AMERICAN COUNCIL OF LIFE INSURERS POLITICAL ACTION COMMITTEE
Filings covered
Through Oct 14, 2026
Data source
FEC bulk filing data
The American Council of Life Insurers (ACLI) is the leading trade association driving public policy and advocacy on behalf of the life insurance industry. Based in Washington, D.C., ACLI advocates on behalf of 275 member companies whose products and services help 90 million American families achieve financial security. Life insurers offer products that protect people through all stages of life, including life insurance, paid leave, retirement savings like 401(k)s, annuities, supplemental benefits and more. ACLI produces an annual Life Insurers Fact Book that provides statistics and information on trends in the life insurance industry. David Chavern is the organization's president and chief executive officer. He succeeded Susan Neely, who led ACLI from 2018 through 2024. She was preceded by former Governor of Idaho Dirk Kempthorne, who led ACLI from 2010 to 2018. Prior to that, former Oklahoma Governor Frank Keating led ACLI from 2003 to 2011. Linked public record: Wikipedia organization profile.
American Council of Life Insurers PAC is matched to organization records using the FEC committee identity, structured identifiers, and corroborated organization data.
Structured organization facts
Identity match
Exact FEC committee ID in LittleSis
Match confidence
high
Organization type
trade association
Country
United States
Headquarters
Washington, D.C.
Industry
business and professional associations, unions
Source coverage
Official pages captured
80
Wikidata statements
9
External identifiers
3
LittleSis classifications
Organization, Political Fundraising Committee, Other Campaign Committee
Pete Ricketts5 receipts, latest Feb 18, 2026Pete Ricketts for Senate · S6NE00129$10K
Steve Scalise3 receipts, latest Mar 17, 2026Scalise for Congress · H0LA01087$10K
William P. Huizenga6 receipts, latest Jun 22, 2026Huizenga for Congress · H0MI02094$10K
Richard E. Neal3 receipts, latest Nov 18, 2025Richard E Neal for Congress Committee · H8MA02041$10K
Candidate contribution rows come from candidate committee Schedule A filings, the same rows the party chart above counts.
Committee money network
Money moving between this committee and other committees, matched on FEC committee ID rather than the name each filing was typed under. Both sides exclude memo entries. The figures here count each committee once, from the itemized transfers read for this section, so they will not match the payment counts under Who this PAC gave to.
Committees funding this one
Committees that reported giving to this one on their own Schedule A filings, grouped by the giver’s committee ID.
Built from FEC Schedule A and Schedule B filings for the selected cycle. A committee only appears here if the money was itemized under its FEC committee ID.
Connecticut12 contributions · 5.2%
$41,600
Iowa22 contributions · 5.2%
$41,300
Minnesota9 contributions · 4.4%
$35,500
Indiana20 contributions · 4.3%
$34,520
By the state each contributor wrote on the filing. The FEC aggregates every Schedule A line together, so one committee or organization transfer can account for a whole state. Contributors who have given $200 or less this cycle are not itemized and cannot be placed on a map. The FEC’s grouping also counts joint-fundraising memo lines, so these rows can add up to more than the itemized total.
Donors’ employers as filed
Donors’ employers
Employer as filed
Amount
Boston Mutual Life Insurance Company59 contributions · 12% of ranked
$97,350
American Council Of Life Insurers574 contributions · 11% of ranked
$90,655
Brighthouse Financial42 contributions · 5.6% of ranked
$44,750
National Life Group52 contributions · 4.1% of ranked
$33,060
Symetra Financial Corporation17 contributions · 3.1% of ranked
$24,550
CNO Financial Group18 contributions · 2.9% of ranked
$23,250
Oneamerica13 contributions · 2.8% of ranked
$22,020
Ameritas Life Insurance Corp14 contributions · 2.3% of ranked
$18,650
Itemized receipts grouped by the words contributors filed. The FEC aggregates every Schedule A line here, so committee and organization money sits alongside individuals; this is not an industry classification. The FEC’s grouping also counts joint-fundraising memo lines, so these rows can add up to more than the itemized total. Gifts of $200 or less ($38,340) are not itemized, so no employer or occupation is filed for them.
Donors’ occupations as filed
Donors’ occupations
Occupation as filed
Amount
CEO34 contributions · 16% of ranked
$126,250
President & CEO33 contributions · 16% of ranked
$125,550
Chairman & CEO8 contributions · 4.5% of ranked
$35,300
EVP10 contributions · 3.1% of ranked
$24,250
President9 contributions · 2.7% of ranked
$21,600
Director19 contributions · 2.6% of ranked
$20,300
Chairman President & CEO4 contributions · 2.5% of ranked
$20,000
President & COO6 contributions · 2.3% of ranked
$18,000
Ranked from the largest 200 of 201 occupation spellings filed; each share is of the money in those. Itemized receipts grouped by the words contributors filed. The FEC aggregates every Schedule A line here, so committee and organization money sits alongside individuals; this is not an industry classification. The FEC’s grouping also counts joint-fundraising memo lines, so these rows can add up to more than the itemized total. Gifts of $200 or less ($38,340) are not itemized, so no employer or occupation is filed for them.
The people, firms and committees paid the most, across every kind of payment. Each share is of everything the committee reported spending this cycle, not only the itemized payments above. A payee that is itself a committee links to its own profile.
Issue: FIO Reform H.R. 4735 and S. 2419 - Business of Insurance Regulatory Reform Act- To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator.
The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor.
H.R. 3383 - Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025.
This bill allows a closed-end fund-a portfolio of pooled assets with a limited number of shares traded on an exchange-to increase its investment in private investment funds.
Specifically, the Securities and Exchange Commission is prohibited from limiting the sale or listing of securities of a closed-end fund that invests in private investment funds.
This bill also apples to a closed-end company treated as a business development company.
Issue: Capital formation H.R. 7130 - McCarran-Ferguson Restoration Act.
The bill would eliminate the Federal Insurance Office of the Department of the Treasury and establish a United States Insurance Representative within the Department of the Treasury.
H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026.
The bill would make reforms to the Bureau of Consumer Financial Protection (CFPB).
Issue: CFPB reform.
Issus: FSOC nonbank guidance rule.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board.
No bill number assigned.
Issue: Housing Finance Reform.
Issue: SEC e-delivery.
Impact of international regulation and standards on the life insurance industry. Pension risk transfer and lifetime income guidance.
Monitor efforts to reform the Federal Insurance Office of the Department of the Treasury; Discuss life insurance products.
Impact of international insurance regulation and standards on U.S. life insurers
H.R. 2441 - Improving Disclosure for Investors Act - This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically.
The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead.
If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents.
Issue: Electronic delivery.
H.R. 1013/S.424 - Retirement Fairness for Charities and Educational Institutions Act of 2025 - The bill would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s.
Issue: Retirement security H.R.20/S.852 - Richard L. Trumka Protecting the Right to Organize Act.
To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959.
Issue: independent contractor status.
H.R. 3682/S. 3578 - Financial Stability Oversight Council Improvement Act of 2025.
This bill will restore transparency to FSOC by imposing procedural guardrails, including enhanced due process protections, and a stronger analytic framework before a firm can be designated as systemically important.
Issue: Dodd-Frank Act reform.
H.R. 8338 - SAFER Act of 2026.
To prevent the premature seizure of an individuals securities, digital assets, or investment accounts in the custody of a financial institution under State escheatment laws.
Issue: unclaimed property.
H.R.9471 /S. 4942 - SAFE Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses.
Issue: Cannabis legislation H.R. 10471/S. 5049 - Clarifying Law Around Insurance of Marijuana Act (CLAIM Act) - This bill would create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business.
Issue: Cannabis legislation H.R. 10234, the Consumer-Led Enhancement of Annuity and Insurance Registration (CLEAR) Forms Act.
The bill would require the Securities and Exchange Commission to create forms for non-variable registered annuities and life insurance products.
Issue: SEC reform S. __ - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses.
Issue: Cannabis legislation.
H.R. __ - Expanding Access to Capital Act - This bill reduces various securities regulations applicable to certain companies, brokers, and advisors.
The bill also allows more investors to invest in specified types of ventures.
Issue: Capital reform.
S. __ - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers.
Issue: Predictive data analytics.
S. __/H.R. __ - Empowering States to Protect Seniors from Bad Actors Act - This bill reauthorizes through FY2028 and otherwise revises the Senior Investor Protection Grant Program.
The bill moves the program from the Consumer Financial Protection Bureau to the Securities and Exchange Commission, establishes a task force to oversee the program, and eliminates certain grant eligibility requirements.
Issue: Financial protections.
Issue: FHLBank System Issue: Basel III Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG).
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance.
Issue: Government Sponsored Enterprises (GSE) reform.
H.R.9471 /S. 4942 SAFE Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses.
Issue: Cannabis legislation H.R. ____, the Consumer-Led Enhancement of Annuity and Insurance Registration (CLEAR) Forms Act.
H.R.__/S. __ SAFE Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses.
Issue: Cannabis legislation S. __ - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses.
No bill number assigned
Issues related to data privacy legislation, AI legislation, and other financial services matters.
Monitoring issues related to implementing the GENIUS Act (S. 1582).
Monitoring issues related to implementing the GENIUS Act (S.1582).
The bill also prohibits the DOL from preventing a fiduciary from selecting, any particular type of investment alternative, provided that a fiduciary provides the participant or beneficiary an opportunity to choose, from a broad range of investment alternatives, nor can the DOL require that any particular type of investment be either favored or disfavored, other than on the basis of the investments risk-return characteristics. 7.H.R.2696, S.1526 Retirement Savings for Americans Act (RSAA): This legislation establishes a federally run American Worker Retirement Plan for private-sector workers that do not have access to a workplace-based retirement plan.
The bill also includes an enhanced federal matching contribution that only applies to lower income workers that participate in the federal plan. 8.H.R.2748 First Time Homeowner Savings Plan Act: This legislation increases the amount first-time homebuyers could pull from their retirement savings from the $10,000 set in the 1990s to $25,000 (indexed to inflation) without the 10% additional income tax on early retirement plan distributions to use as a down payment on their home. 9.H.R.2869 EBSA Investigations Transparency Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed. 10.H.R.2958 Balance the Scales Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to report annually to Congress about its use of common interest agreements. 11.H.R.2988 Protecting Prudent Investment of Retirement Savings Act: This legislation amends ERISA to specify that a retirement plan fiduciary shall be considered acting solely in the interest of participants only if: 1) the investment does not subordinate the interest of participants in their retirement income or financial benefits under the plan to other objectives, including ESG objectives and 2) the fiduciary does not sacrifice investment returns or take on additional investment risks to promote goals unrelated to the plan. 12.H.R.3526, S.2867 Uplifting First-Time Homebuyers Act of 2025: This legislation allows individuals to take an early distribution out of an IRA of up to $50,000 for a qualified first-time home purchase without the 10% additional income tax penalty.
Current rules only allow up to a $10,000 early distribution without penalty. 13.S.2003 Strengthening Benefits Plans Act of 2025: This legislation permits surplus assets in a retiree health account to be used for other benefits, like active employee health benefits.
The legislation also permits surplus assets in a defined benefit plan to be used to provide contributions to the employers defined contribution plan without terminating the defined benefit plan. 14.S.2210 Unlocking Benefits for Independent Workers Act: This legislation establishes a safe harbor under federal law for companies that would like to voluntarily provide independent workers with any benefit or protection commonly provided to full-time employees, such as retirement and health care benefits. 15.S.2217 Independent Retirement Fairness Act: This legislation relaxes the audit rules for pooled employer plans (PEPs) and allows companies to enroll their independent workers in PEPs and simplified employer pensions (SEPs) IRAs without triggering employee classification. 16.H.R.4548, S.2365 Small Nonprofit Retirement Security Act of 2025: This legislation makes the credit for small employer pension plan startup costs and the retirement auto-enrollment credit available to tax-exempt eligible small employers. 17.H.R.4718, S.1707 Helping Young Americans Save for Retirement Act: This legislation lowers the required minimum participation age in ERISA-covered retirement plans from age 21 to age 18. 18.H.R.5325 Unclaimed Retirement Rescue Plan: This legislation directs the Department of Labor (DOL) to issue a regulation that would permit retirement plan fiduciaries to transfer unclaimed retirement distributions to State unclaimed property programs. 19.H.R.5748 Retirement Investment Choice Act: This legislation codifies Executive Order 14330 relating to democratizing access to alternative assets for 401(k) investors. 20.S.3083 Providing Complete Information to Retirement Investors Act: This legislation adds a new notice requirement to participants investing through brokerage windows in 401(k) plans to explain that the investments in a brokerage window have not been prudently selected and are not monitored by a plan fiduciary. 21.S.3086 Restoring Integrity in Fiduciary Duty Act: This legislation limits fiduciary consideration of nonpecuniary factors for investments.
The bill further states that ERISA fiduciaries must also make decisions regarding the exercise of shareholder rights and proxy voting based on pecuniary factors. 22.H.R.5887 Saving for the Future Act: This legislation establishes a hybrid emergency savings and 401(k)-type government-run program called the Federal Universal Personal Savings Investment Program and creates UP Retirement Accounts for every full-time and part-time worker not covered by an active defined benefit pension plan.
The legislation also requires employers to make a minimum employer contribution to the workers retirement account. 23.H.R.6084 ERISA Litigation Reform Act: This legislation amends the pleading standard under ERISA Section 502 for certain claims to put the burden on the plaintiff to plausibly allege and prove that an ERISA prohibitive transaction occurred that is not exempt under ERISA section 408(b)(2). 24.H.R.6324, S.5156 Retirement Simplification and Clarity Act: This legislation would: (1) permit an in-service plan distribution to an individual retirement annuity on or after attainment of age 50; and (2) include a specific reference to an individual retirement annuity as a rollover option under a simplified 402(f) safe harbor notice. 25.H.R.6417, S.3333 Emergency Savings Enhancement Act of 2025: This legislation would double the maximum balance limit for Pension-Linked Emergency Savings Accounts (PLESAs) from $2,500 to $5,000 and allows Highly Compensated Employees (HCEs) to participate. 26.H.R.6450, S.3352 Retirement Rollover Flexibility Act: This legislation would permit rollover contributions from Roth IRAs to designated Roth accounts in qualified retirement plans, like 401(k)s. 27.H.R.6722 Automatic IRA Act of 2025: The legislation would require employers with more than 10 employees that do not sponsor a retirement plan to automatically enroll their employees in IRAs (automatic IRAs) or other automatic contribution plans or arrangements, like 401(k) plans.
The legislation also requires 401(k) plans with over 100 participants plans must permit participants to elect to receive at least 50 percent of their vested account balance in the form of lifetime income.
This requirement does not apply to participants with balances below $200,000. 28.H.R.6729, S.1831 Auto Reenroll Act of 2025: This legislation amends the qualified automatic contribution arrangement (QACA) safe harbor in the tax code for 401(k) plans to allow for automatic periodic reenrollment into the plan. 29.H.R.7185 Home Savings Act: This legislation permits penalty-free withdrawals from a 401(k) account for up to five years when the funds are used for a down payment or closing costs on a primary residence.
The legislation also allows an individual to make a penalty-free 401(k) withdrawal and gift those funds to a relative, exempt from gift tax, provided the relative uses the money for a down payment or closing costs on a primary residence. 30.H.R.7362, S.4953 5500 Filing Simplification Act: This legislation extends the Form 5500 filing deadline to October 15 (for calendar year retirement plans), thus eliminating the need for an extension. 31.H.R.7556, S.2335 Pensions for All Act: This legislation requires every employer to provide to their employees a retirement program with benefits equivalent to the Federal Employees Retirement System (FERS) or to elect for their employees to participate in FERS. 32.H.R.8273, S.4291 Catching Up Family Caregivers Act of 2026: This legislation allows full-time family caregivers to qualify for up to five additional years of retirement plan catch-up contributions.
Catch-up contributions currently allow individuals over age 50 to contribute above the standard annual retirement plan contribution limit, with even higher limits available for those ages 60 to 63. 33.H.R.8274, S.4292 Improving Retirement for Family Caregivers Act of 2026: Current law limits Roth IRA contributions to the lesser of $7,000 or total annual income.
This legislation eliminates the annual income requirement for family caregivers, thus allowing them to contribute to a Roth IRA even if they do not have any income. 34.H.R.8313 Trump Accounts for All Generations Act: The One Big Beautiful Bill Act (OBBBA) enacted last year created the Trump Account, which is a new individual tax-preferred savings vehicle for children, with a $1,000 government seed contribution for every child born in the United States from 2025 to 2029.
This legislation makes the $1,000 government contribution for children permanent and indexes the $1,000 contribution amount to inflation beginning in 2029. 35.H.R.8314 OPTIONS Act: The legislation allows employees to allocate employer contributions among various pre-tax benefits, including retirement accounts, health savings accounts, health reimbursement accounts, and educational assistance programs. 36.S.4360 Investigation Status and Governance for Honest Transparency (INSIGHT) Act: This legislation requires the Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed.
And it also requires the Department of Labor to formalize and disclose situations in which it is providing adverse assistance which means assistance to plaintiffs lawyers suing ERISA benefit plan sponsors and fiduciaries. 37.H.R.8783, S.4511 Charity Parity Act: Current law allows retirement savers to exclude up to $111,000 in annual gross income to make qualified charitable distributions (QCDs), but only if the funds are donated directly from an IRA.
This tax break excludes distributions from employer-sponsored retirement plans like 401(k)s and 403(b)s.
So, under current law, individuals must first roll assets into an IRA to make a QCD.
The Charity Parity Act would permit direct QCDs from employer-sponsored retirement plans. 38.H.R.8837, S.1840 Retirement Investment in Small Employers (RISE) Act: This legislation raises the floor for the existing $250 per-employee tax credit available to small businesses to create retirement plans, ensuring that all small businesses can receive a tax credit of at least $2,500.
The House version of the legislation allows the service provider to claim the tax credit as payment for services that would ordinarily be charged to the employer for starting the plan. 39.H.R.9813, S.5040 A bill to amend the Internal Revenue Code of 1986 to impose limitations on high-income taxpayers with large retirement account balances: This legislation that would prohibit further contributions to a Roth or traditional IRA if the total of an individuals IRA and defined contribution plan vested account balances exceeds $10 million for the prior year.
The limit on contributions would only apply to married single taxpayers with modified adjusted gross income (MAGI) over $400,000 for the prior year ($425,000 for heads of households, $450,000 for joint filers). 40.H.R.10039, S.5204 SMART Savings Act of 2026: This legislation amends the Internal Revenue Code to exempt individual retirement accounts (IRAs) from the Department of Labors prohibited transaction rules.
Although IRAs are generally not ERISA plans, they remain subject to DOL-administered prohibited transaction rules because Congress incorporated those rules into the Internal Revenue Code. 41.S.5507 Savers Match Enhancement Act of 2026: The bill makes the existing Savers Match more generous in the following ways.
The bill doubles the matching rate from 50 percent to 100 percent, so that the government matches retirement plan contributions dollar for dollar up to $2,000 per year (now indexed to inflation).
The bill also increases the amount of people eligible for the match with an income phase-out range beginning at $85,000 to $115,000 for a joint return ($42,500 to $57,500 for single and $63,750 to $86,250 for head of household).
Savers Match contributions would now have after-tax Roth treatment, so the contributions and earnings would not be taxed upon distribution but also not be taxable to the saver in the year of contribution unlike normal Roth contributions. 42.S.5550 529 Retirement Enhancement Act of 2026: The bill eliminates the $35,000 lifetime cap on rollovers from 529 education savings accounts to Roth IRAs. 43.H.R.10641 Employee and Retiree Access to Justice Act of 2026: The bill amends ERISA Section 502 to deem pre-dispute and post-dispute forced arbitration clauses, class action waivers, and representation waivers unenforceable. 44.H.R.10702 Workers Retirement Savings Protection Act of 2026: The bill creates a new statutory definition of an investment advice fiduciary under Section 3(21) of the Employee Retirement Income Security Act (ERISA). 45.H.R.10703 Protecting Workers Benefits Act of 2026: The bill amends ERISA Section 502 to allow individuals to bring a legal action as assignees on behalf of their plan and get a cut of any settlement or award, similar to whistleblower actions under the False Claims Act. 46.General Account Product Corrections Act: This proposed legislation clarifies fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
S. 5017 - More Paid Leave for Americans Act.
Issue: paid family and medical leave H.R. 3089 - Paid Family Leave Public Partnerships Act.
Issue: paid family and medical leave H.R. 3090 - Interstate Paid Leave Action Network Act (I-PLAN Act).
Issue: paid family and medical leave H.R. 1521 - Dentist and Optometric Care Access Act of 2025 or the DOC Access Act of 2025.
Issue: dental and vision insurance H.R.1185 - FAMILY Act.
Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019.
Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes.
Issue: paid family and medical leave S.463 - FAMILY Act.
Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019.
Issue: paid family and medical leave Discussion draft - CRADLE Act.
Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave.
Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act.
Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14.
The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth.
In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms.
Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor.
S.3680 - Paid Family and Medical Leave Tax Credit Extension and Enhancement Act Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act.
Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act.
H.R. 281 - Ensuring Diverse Leadership Act.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act.
Retirement Security, Q4 2025 1.H.R.1013, S.424 Retirement Fairness for Charities and Educational Institutions Act of 2025: Allows 403(b) retirement plans to invest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. 2.H.R.2023, S.988 Womens Retirement Protection Act (WRPA): This legislation imposes spousal consent requirements on nearly all distributions from defined contribution plans.
Current rules only allow up to a $10,000 early distribution without penalty. 13.H.R.4718, S.1707 Helping Young Americans Save for Retirement Act: This legislation lowers the required minimum participation age in ERISA-covered retirement plans from age 21 to age 18. 14.S.2003 Strengthening Benefits Plans Act of 2025: This legislation permits surplus assets in a retiree health account to be used for other benefits, like active employee health benefits.
The legislation also permits surplus assets in a defined benefit plan to be used to provide contributions to the employers defined contribution plan without terminating the defined benefit plan. 15.S.2210 Unlocking Benefits for Independent Workers Act: This legislation establishes a safe harbor under federal law for companies that would like to voluntarily provide independent workers with any benefit or protection commonly provided to full-time employees, such as retirement and health care benefits. 16.S.2217 Independent Retirement Fairness Act: This legislation relaxes the audit rules for pooled employer plans (PEPs) and allows companies to enroll their independent workers in PEPs and simplified employer pensions (SEPs) IRAs without triggering employee classification. 17.H.R.4548, S.2365 Small Nonprofit Retirement Security Act of 2025: This legislation makes the credit for small employer pension plan startup costs and the retirement auto-enrollment credit available to tax-exempt eligible small employers. 18.H.R.5325 Unclaimed Retirement Rescue Plan: This legislation directs the Department of Labor (DOL) to issue a regulation that would permit retirement plan fiduciaries to transfer unclaimed retirement distributions to State unclaimed property programs. 19.H.R.5748 Retirement Investment Choice Act: This legislation codifies Executive Order 14330 relating to democratizing access to alternative assets for 401(k) investors. 20.S.3083 Providing Complete Information to Retirement Investors Act: This legislation adds a new notice requirement to participants investing through brokerage windows in 401(k) plans to explain that the investments in a brokerage window have not been prudently selected and are not monitored by a plan fiduciary. 21.S.3086 Restoring Integrity in Fiduciary Duty Act: This legislation limits fiduciary consideration of nonpecuniary factors for investments.
The legislation also requires employers to make a minimum employer contribution to the workers retirement account. 23.H.R.6084 ERISA Litigation Reform Act: This legislation amends the pleading standard under ERISA Section 502 for certain claims to put the burden on the plaintiff to plausibly allege and prove that an ERISA prohibitive transaction occurred that is not exempt under ERISA section 408(b)(2). 24.H.R.6324 Retirement Simplification and Clarity Act: This legislation would: (1) permit an in-service plan distribution to an individual retirement annuity on or after attainment of age 50; and (2) include a specific reference to an individual retirement annuity as a rollover option under a simplified 402(f) safe harbor notice. 25.H.R.6417, S.3333 Emergency Savings Enhancement Act of 2025: This legislation would double the maximum balance limit for Pension-Linked Emergency Savings Accounts (PLESAs) from $2,500 to $5,000 and allows Highly Compensated Employees (HCEs) to participate. 26.H.R.6450, S.3352 Retirement Rollover Flexibility Act: This legislation would permit rollover contributions from Roth IRAs to designated Roth accounts in qualified retirement plans, like 401(k)s. 27.H.R.6722 Automatic IRA Act of 2025: The legislation would require employers with more than 10 employees that do not sponsor a retirement plan to automatically enroll their employees in IRAs (automatic IRAs) or other automatic contribution plans or arrangements, like 401(k) plans.
The legislation also allows an individual to make a penalty-free 401(k) withdrawal and gift those funds to a relative, exempt from gift tax, provided the relative uses the money for a down payment or closing costs on a primary residence. 30.H.R.7362 Form 5500 Filing Simplification Act: This legislation extends the Form 5500 filing deadline to October 15 (for calendar year retirement plans), thus eliminating the need for an extension. 31.H.R.7556, S.2335 Pensions for All Act: This legislation requires every employer to provide to their employees a retirement program with benefits equivalent to the Federal Employees Retirement System (FERS) or to elect for their employees to participate in FERS. 32.H.R.8273, S.4291 Catching Up Family Caregivers Act of 2026: This legislation allows full-time family caregivers to qualify for up to five additional years of retirement plan catch-up contributions.
The House version of the legislation allows the service provider to claim the tax credit as payment for services that would ordinarily be charged to the employer for starting the plan. 39.General Accounts Product Corrections Act: This proposed legislation clarifies fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
H.R.1185 - FAMILY Act.
Current rules only allow up to a $10,000 early distribution without penalty. 13.H.R.4718, S.1707 Helping Young Americans Save for Retirement Act: This legislation lowers the required minimum participation age in ERISA-covered retirement plans from age 21 to age 18. 14.S.1840 Retirement Investment in Small Employers (RISE) Act: This legislation raises the floor for the existing $250 per-employee tax credit available to small businesses to create retirement plans, ensuring that all small businesses can receive a tax credit of at least $2,500. 15.S.2003 Strengthening Benefits Plans Act of 2025: This legislation permits surplus assets in a retiree health account to be used for other benefits, like active employee health benefits.
The legislation also permits surplus assets in a defined benefit plan to be used to provide contributions to the employers defined contribution plan without terminating the defined benefit plan. 16.S.2210 Unlocking Benefits for Independent Workers Act: This legislation establishes a safe harbor under federal law for companies that would like to voluntarily provide independent workers with any benefit or protection commonly provided to full-time employees, such as retirement and health care benefits. 17.S.2217 Independent Retirement Fairness Act: This legislation relaxes the audit rules for pooled employer plans (PEPs) and allows companies to enroll their independent workers in PEPs and simplified employer pensions (SEPs) IRAs without triggering employee classification. 18.H.R.4548, S.2365 Small Nonprofit Retirement Security Act of 2025: This legislation makes the credit for small employer pension plan startup costs and the retirement auto-enrollment credit available to tax-exempt eligible small employers. 19.H.R.5325 Unclaimed Retirement Rescue Plan: This legislation directs the Department of Labor (DOL) to issue a regulation that would permit retirement plan fiduciaries to transfer unclaimed retirement distributions to State unclaimed property programs. 20.H.R.5748 Retirement Investment Choice Act: This legislation codifies Executive Order 14330 relating to democratizing access to alternative assets for 401(k) investors. 21.S.3083 Providing Complete Information to Retirement Investors Act: This legislation adds a new notice requirement to participants investing through brokerage windows in 401(k) plans to explain that the investments in a brokerage window have not been prudently selected and are not monitored by a plan fiduciary. 22.S.3086 Restoring Integrity in Fiduciary Duty Act: This legislation limits fiduciary consideration of nonpecuniary factors for investments.
The bill further states that ERISA fiduciaries must also make decisions regarding the exercise of shareholder rights and proxy voting based on pecuniary factors. 23.H.R.5887 Saving for the Future Act: This legislation establishes a hybrid emergency savings and 401(k)-type government-run program called the Federal Universal Personal Savings Investment Program and creates UP Retirement Accounts for every full-time and part-time worker not covered by an active defined benefit pension plan.
The legislation also requires employers to make a minimum employer contribution to the workers retirement account. 24.H.R.6084 ERISA Litigation Reform Act: This legislation amends the pleading standard under ERISA Section 502 for certain claims to put the burden on the plaintiff to plausibly allege and prove that an ERISA prohibitive transaction occurred that is not exempt under ERISA section 408(b)(2). 25.H.R.6324 Retirement Simplification and Clarity Act: This legislation would: (1) permit an in-service plan distribution to an individual retirement annuity on or after attainment of age 50; and (2) include a specific reference to an individual retirement annuity as a rollover option under a simplified 402(f) safe harbor notice. 26.H.R.6417, S.3333 Emergency Savings Enhancement Act of 2025: This legislation would double the maximum balance limit for Pension-Linked Emergency Savings Accounts (PLESAs) from $2,500 to $5,000 and allows Highly Compensated Employees (HCEs) to participate. 27.H.R.6450, S.3352 Retirement Rollover Flexibility Act: This legislation would permit rollover contributions from Roth IRAs to designated Roth accounts in qualified retirement plans, like 401(k)s. 28.H.R.6722 Automatic IRA Act of 2025: The legislation would require employers with more than 10 employees that do not sponsor a retirement plan to automatically enroll their employees in IRAs (automatic IRAs) or other automatic contribution plans or arrangements, like 401(k) plans.
This requirement does not apply to participants with balances below $200,000. 29.H.R.6729, S.1831 Auto Reenroll Act of 2025: This legislation amends the qualified automatic contribution arrangement (QACA) safe harbor in the tax code for 401(k) plans to allow for automatic periodic reenrollment into the plan. 30.H.R.7185 Home Savings Act: This legislation permits penalty-free withdrawals from a 401(k) account for up to five years when the funds are used for a down payment or closing costs on a primary residence.
The legislation also allows an individual to make a penalty-free 401(k) withdrawal and gift those funds to a relative, exempt from gift tax, provided the relative uses the money for a down payment or closing costs on a primary residence. 31.H.R.7362 Form 5500 Filing Simplification Act: This legislation extends the Form 5500 filing deadline to October 15 (for calendar year retirement plans), thus eliminating the need for an extension. 32.H.R.7556, S.2335 Pensions for All Act: This legislation requires every employer to provide to their employees a retirement program with benefits equivalent to the Federal Employees Retirement System (FERS) or to elect for their employees to participate in FERS. 33.General Accounts Product Corrections Act: This proposed legislation clarifies fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
Monitor retirement issues, including the implementation of the SECURE 2.0 Act of 2022 in P.L. 117-328.
Monitor retirement issues, including the expansion of alternative investment options.
The bill would establish protections for individual rights with respect to computational algorithms.
Issue: Artificial Intelligence (AI).
H.R. __ - Responsible AI Disclosure Act.
The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems.
S. 2750 - SANDBOX Act.
To require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence.
H.R. 8413 - SECURE Data Act.
To establish a national framework for consumer privacy rights and the protection of personal data.
Issue: Data Privacy H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act.
The bill would make improvements to title V of the Gramm-Leach-Bliley Act.
S. 1582.
GENIUS Act.
This bill establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed value).
Issue: Digital Assets.
H.R.__ - Great American Artificial Intelligence Act.
H.R.___ and S.___ - Draft data privacy legislation.
Issue: Data Privacy H.R. __ - Draft cybersecurity legislation.
$1.3M across 229 recipient committees, or 99% of everything this committee reports spending. The largest 12 are shown. A further $6.3K was filed as memo entries, which FEC reports separately to avoid counting it twice.